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Personal Insurance / Property Insurance / Home Insurance

Home Insurance


Your home is your safe haven, and you deserve the peace of mind that your most cherished memories and possessions are protected.

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At Regal Insurance, we are dedicated to helping you and your family feel safe, secure, and protected with the right type of home insurance coverage. We offer a wide range of insurance products and solutions. Whether your home is a house, high-rise condo, apartment, or a seasonal lodging, let us help you in finding the appropriate home insurance coverage today. As one of Ontario’s most cost-effective home insurance companies, we will make sure your premiums are competitive while providing comprehensive homeowners insurance coverage.

At Regal Insurance, our independent insurance brokers are top home insurers. We get to know you and represent your best interests from an introductory phone call through to claims processing. We take the time to understand your needs, priorities, and budgetary concerns when it comes to providing you with a home insurance quote. When you work with us at Regal Insurance Brokers, you choose superior service that will align you with the best products for your needs.

How much is home insurance?

The 2021 average home insurance in Ontario is approximately $1,284 per year. This is not a “one-size-fits-all” approach as there are several factors which impact the cost of home insurance. The cost of home insurance can vary depending on the size of your home, type of home, and use of the property. Speak to one of our insurance brokers who can help create a free tailored and flexible property insurance quote to meet your needs.

How much home insurance do I need?

The amount of home insurance you’ll need depends on the level of coverage you’re looking to get and the requirements of the lender if you have a mortgage. At minimum, lenders are looking for an insurance policy with enough coverage to protect their investment in the event something unfortunate were to happen to the home or property. Depending on the use or location of your property, lenders may ask you to get additional coverage. For example, if your home is located in a high-risk Ontario flood zone, your lender may require additional coverage. One of our insurance brokers can help create a free, tailored and flexible property insurance quote to meet your needs.

When do I need home insurance when buying a home?

If you are purchasing a home with a mortgage, you will need to purchase home insurance. If your home is completely paid off, it is strongly recommended to protect your asset and investment. Depending on the level of coverage you’re looking for, one of our insurance brokers can help create a free tailored and flexible property insurance quote to meet your needs.

Get your Home Insurance Quote today!


We are pleased to get to know you better and work with you to find the best solutions or build a customized plan to protect your home and valuables. Complete your request for a free online home insurance quote or contact us at 1 (800) 516-6276 to speak to one of Ontario’s top home insurance companies today!

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