New Driver Insurance
For many newcomers, driving in a new country or province is a very different experience and can be intimidating as the rules and regulations vary. Here at Regal Insurance, our team is committed to helping you find the right car insurance for new drivers alongside unparalleled savings.
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Why is New Driver Insurance Important?
All drivers are required to carry active vehicle insurance in Ontario. In a nut shell, new driver insurance is a contract between you and your insurance company in which a policy is purchased and a premium is paid out-of-pocket on a monthly basis to lower the costs associated with an accident. In the event of a collision, the deductible is paid, leaving the rest of the cost to be covered by the insurance company. Driving without auto insurance leaves the new driver at a vast risk in terms of cost when in an accident as well as a fine between the range of $5,000 and $50,000, and potentially your license suspended or car impounded.
If you are an immigrant from the following countries or provinces, you may get an Ontario driver license based on your past driving experience, making it easier to obtain car insurance for new drivers:
- Other territories and provinces in Canada
- Canadian Forces in Europe
- United States
- Austria, Australia, France, Great Britain, Belgium, Germany, Japan, Isle of Man, Switzerland, and Korea
If you are moving to Kitchener, Waterloo, Cambridge or London from outside of these areas, it may be more difficult to receive auto insurance strictly because there is no prior driving history in Ontario and the Ministry of Transportation will not give you recognition of your driving experience from your country of origin.
We understand the complexities that come with getting multiple new driver insurance quotes and as an independent insurance broker, we are able to continue our relationships with several insurance companies, allowing us to carefully assess and negotiate the best premiums so you can get the utmost car insurance for new drivers.
Our Insurance Brokers are continuously trained through RIBO (Registered Insurance Brokers of Ontario) approved programs to better understand what’s right for you and your budgetary concerns. We pride ourselves on providing prompt and personal service while sharing our knowledge and best recommendations.
Get Your New Driver Insurance Quote
Let us help you find the finest new driver insurance quote so you can drive away today. Request a quote online or directly speak to one of our qualified representatives at:
Electric Vehicle Insurance 
Over 50 Car Insurance 
Ride-Sharing Insurance 
Young Driver Insurance 
