Rent or Own, Your Home is Your Castle
Only homeowners need insurance, right? Wrong! Without solid tenants insurance coverage, renters put themselves at all kinds of risks. Landlords will often insure their buildings and assets but their policy does not cover the personal belongings of tenants. Meanwhile, in the event of certain accidents, fires and inadvertent damage, you could be held responsible. Your absolute best bet? Get a quote on a tenant insurance policy and get peace of mind.
When it comes to protecting your belongings, tenant contents insurance has you covered. Should damage—possibly caused by fire or smoke—force you out of your home, tenant insurance will cover your expenses, including hotel stays, meals and moving costs. It will also protect you in the event of someone injuring themselves on your premises, fires that spread to an adjacent apartment and any inadvertent damage to other areas of the building or complex.
Coverage for items in storage is a coverage offered by most insurance providers. Although, there are limits to the amount coverage and the amount of time the items can be in storage.
Landlords require tenants to carry tenants insurance to ensure that the tenants personal property is covered in the event of a claim.
Tenants insurance does not offer coverage for dwelling itself, as the owner would carry insurance for the dwelling. Tenants insurance provides you with liability coverage and insures your personal property.
Get Your Tenant Insurance Quote
You deserve to have all your belongings protected when the unexpected happens. Contact one of our brokers today for a quote and get set up with tenants insurance coverage that goes beyond your losses.