• Skip to primary navigation
  • Skip to main content

RegalRegal

Any Questions?
1 (800) 516-6276
  • Personal Insurance
    • Personal Insurance
    • Auto Insurance
      • Auto Insurance
      • Car Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV & Motorhome
      • Supplemental Auto Insurance
    • Property Insurance
      • Property Insurance
      • Airbnb Insurance
      • Condo Insurance
      • Home Insurance
      • Landlord Insurance
      • Seasonal Insurance
      • Supplemental Property Insurance
      • Tenant Insurance
    • Life Insurance
      • Life Insurance
      • Term Life Insurance
      • Universal Life Insurance
      • Whole Life Insurance
    • Travel Insurance
      • Travel Insurance
      • Backpacker Travel Insurance
      • Snowbird Travel Insurance
      • Student Travel Insurance
      • Visitors to Canada
    • Other Insurance
      • Boat Insurance
      • High-Risk Insurance
      • Identity Theft Insurance
  • Business Insurance
    • Business Insurance
    • By Industry
    • By Product
    • By Industry
      • Agriculture Insurance
      • Automotive Sales & Service Insurance
      • Contractors Insurance
      • Farm Insurance
      • Home Business Insurance
      • Hospitality Insurance
    • Additional Industries
      • Medical Insurance
      • Professional Insurance
      • Real Estate Insurance
      • Retail Business Insurance
      • Small Business Insurance
      • Wholesaler & Manufacturer’s Insurance
    • Commercial Liability
      • Commercial General Liability Insurance
      • Cyber Liability Insurance
      • Product Liability Insurance
      • Professional Liability Insurance
    • Additional Coverages
      • Business Contents Insurance
      • Business Interruption Insurance
      • Commercial Auto Insurance
      • Commercial Property Insurance
      • Equipment Breakdown Insurance
      • Surety Bond Insurance
  • About Us
    • About Us
    • Our Company
      • Our Family
      • Our Team
      • Who We Represent
      • Why An Independent Broker
    • Our Family
    • Our Team
    • Who We Represent
    • Why An Independent Broker
  • Tools & Resources
    • Tools & Resources
      • Auto Coverage Options
      • Property Coverage Options
      • Frequently Asked Questions
    • Help Center
      • Auto Insurance 101
      • Home Insurance 101
      • Business Insurance 101
  • Manage Your Policy
  • Get A Quote
Business Insurance / Retail Business Insurance

Retail Insurance


You sell goods from a small store. Maybe it’s clothes, food, gifts, or greeting cards. Whatever you sell, your business is your livelihood. Give your business the best protection with retail insurance.

Get A Quote
Learn More
Get the Latest Industry News and Information

Let’s say you’re a jeweler. It’s the week before Valentine’s Day and you’re anticipating your busiest time of the year. You arrive at your business on Monday morning only to find the windows smashed and hundreds of thousands of dollars’ worth of inventory missing. In this scenario, retail insurance would cover the cost of your stolen inventory and the repairs to your broken window.

Maybe you’re a specialty cheese shop. It’s the holiday season and you are flooded with orders. While you’re at home sleeping, a power surge knocks out your fridges, and your inventory is now inedible. Thankfully, retail insurance would compensate you for the cost of repairs, your inventory and any loss of income resulting from placed orders that now have to be cancelled.

Retail Business Insurance


At Regal Insurance, we provide Retail Business Insurance and retail insurance products for:

  • Florists
  • Pet food/Pet Supply Stores
  • Gift Shops
  • Clothing Stores
  • Print Shops
  • Fashion and Accessory Stores
  • Bakeries
  • Specialty Food Shops
  • And more

Retail business insurance will protect you from a wide spectrum of risks. It will protect your property, building, contents, and data, including theft. It will also cover settlement and defense costs associated with personal injury suits.

What exposures do retail businesses have?

Like any business with a physical location, there is always a possibility of damage to the building and contents or legal action being taken due to injuries obtained on the premise. However, retail businesses could also experience theft of their products. In the event of damage to the building causing the store to be closed for a long period of time, the business may experience a large loss of income as well.

What coverage would a retail business need?

– Commercial Property
– Commercial General Liability
– Business Interruption
These would be the main coverages although; there are more coverage to consider depending on the operations and size of the retail business (e.g. equipment break-down, crime coverage)

What coverage is provided under a Commercial General Liability Policy?

– Bodily Injury Liability
– Property Damage Liability
– Personal Injury & Advertising Injury Liability
– Tenants Legal Liability
– Medical Payments Coverage

Get Your Retail Business Insurance Quote


Retailers work day-in, day-out to put food on the table for their families. The job requires early mornings, and late nights often just to stay afloat. Retail Business Insurance Quotes protect you from surprises that pose a significant threat to your business.

At Regal Insurance, our Retail Business Insurance Quotes will address all of the specific needs of your industry, guaranteeing that you have precisely the coverage you require to make you immune from unpredictable circumstances.

Do you want to give your business the best protection?

Get A Quote

Retail Business Insurance Services
Grocery Store Insurance
Recent Articles

Business Insurance in Ontario

June 1, 2021

Contractor’s Insurance in Ontario

Business Interruption Insurance & COVID-19

April 14, 2020
Help Center Articles

Get Your Insurance Quote Today.

Competitive rates for optimal coverage.

    * Required FieldsThis site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    Call Us With Your Questions 1-800-516-6276
    • Personal
    • Business
    • About Us
    • Manage Your Policy
    • Help Center
    • Testimonials
    • Privacy
    • Sitemap
    • Careers
    Service Areas:
    • Ancaster
    • Brantford
    • Burlington
    • Cambridge
    • Fergus
    • Georgetown
    • Guelph
    • Hamilton
    • Kitchener
    • London
    • Milton
    • Mount Brydges
    • Oakville
    • Sarnia
    • St. Thomas
    • Stratford
    • Strathroy
    • Waterloo
    • Woodstock
    Main Office: 2-428 Gage Ave,
    Kitchener, ON
    N2M 5C9
    Stay Connected
    Are You Paying Too Much for Insurance?

    No obligation, just great information!

      * Required FieldsThis site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

      Copyright © 2023 · Regal Theme on Genesis Framework · WordPress · Log in