• Skip to primary navigation
  • Skip to main content

RegalRegal

Any Questions?
1 (800) 516-6276
  • Personal Insurance
    • Personal Insurance
    • Auto Insurance
      • Auto Insurance
      • Car Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV & Motorhome
      • Supplemental Auto Insurance
    • Property Insurance
      • Property Insurance
      • Airbnb Insurance
      • Condo Insurance
      • Home Insurance
      • Landlord Insurance
      • Seasonal Insurance
      • Supplemental Property Insurance
      • Tenant Insurance
    • Life Insurance
      • Life Insurance
      • Term Life Insurance
      • Universal Life Insurance
      • Whole Life Insurance
    • Travel Insurance
      • Travel Insurance
      • Backpacker Travel Insurance
      • Snowbird Travel Insurance
      • Student Travel Insurance
      • Visitors to Canada
    • Other Insurance
      • Boat Insurance
      • High-Risk Insurance
      • Identity Theft Insurance
  • Business Insurance
    • Business Insurance
    • By Industry
    • By Product
    • By Industry
      • Agriculture Insurance
      • Automotive Sales & Service Insurance
      • Contractors Insurance
      • Farm Insurance
      • Home Business Insurance
      • Hospitality Insurance
    • Additional Industries
      • Medical Insurance
      • Professional liability insurance
      • Real Estate Insurance
      • Retail Business Insurance
      • Small Business Insurance
      • Wholesaler & Manufacturer’s Insurance
    • Commercial Liability
      • Commercial General Liability Insurance
      • Cyber Liability Insurance
      • Product Liability Insurance
      • Professional Liability Insurance
    • Additional Coverages
      • Business Contents Insurance
      • Business Interruption Insurance
      • Commercial Auto Insurance
      • Commercial Property Insurance
      • Equipment Breakdown Insurance
      • Surety Bond Insurance
  • About Us
    • About Us
    • Our Company
      • Our Family
      • Our Team
      • Who We Represent
      • Why An Independent Broker
    • Our Family
    • Our Team
    • Who We Represent
    • Why An Independent Broker
  • Tools & Resources
    • Tools & Resources
      • Auto Coverage Options
      • Property Coverage Options
      • Frequently Asked Questions
    • Help Center
      • Auto Insurance 101
      • Home Insurance 101
      • Business Insurance 101
  • Manage Your Policy
  • Get A Quote
Business Insurance / Equipment Breakdown Insurance

Equipment Breakdown Insurance


Why do you need equipment breakdown insurance? Most commercial property policies cover your mechanical and electrical equipment against risks like fire and theft.

Get A Quote
Learn More
Get the Latest Industry News and Information

What they don’t typically cover, however, is the sudden and accidental breakdown of equipment. If expensive computers or telephone systems crash, valuable data can be permanently lost and business operations stalled.

Equipment breakdown insurance will save you from being hit with the full cost of repairs, replacement and lost income. The benefits of equipment breakdown insurance can only be seen after major accidents happen, but it can only be purchased ahead of time!

Equipment Breakdown Coverage


Equipment breakdown coverage typically extends to the following categories.

  • Electrical
  • Air Conditioning and Refrigeration
  • Boiler and Pressure Vessel
  • Computer and Communications
  • Mechanical
  • Renewable and Alternative Energy
  • Production Systems

Let’s say an office air conditioning system is damaged after a part breaks. Repairs and a mobile chilling device to keep your employees cool during the work stage are estimated at $55,000. Luckily the owner’s equipment breakdown coverage pays for repairs and also gives $30,000 to compensate for the income the owner lost during the breakdown.

Or how about an auto repair shop where a short circuit causes a total loss of power and they have six cars that need to be out the door by tomorrow morning? In this case, the owner’s equipment breakdown coverage would pay for the rental of a generator, as well as $5,000 in cash for having to reimburse certain customers.

Get Your Equipment Breakdown Insurance Quotes


Your business uses all kinds of expensive equipment. You pride yourself on delivering your services on time, and you have a great reputation with your clients that you never want to see compromised.

The equipment breakdown insurance quotes from Regal Insurance will guarantee that accidents never disrupt your work or damage your reputation. Financial costs can be measured. But a client’s shift in perception of you from “reliable” to “unreliable”? That damage can be far more difficult to quantify.

Don’t end up in a bad spot. Call Regal Insurance today for equipment breakdown insurance quotes you can rely on.

Get A Quote

Recent Articles

Business Insurance in Ontario

June 1, 2021

Contractor’s Insurance in Ontario

Business Interruption Insurance & COVID-19

April 14, 2020
Help Center Articles

Get Your Insurance Quote Today.

Competitive rates for optimal coverage.

    * Required FieldsThis site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    Call Us With Your Questions 1-800-516-6276
    Main Office: 2-428 Gage Ave,
    Kitchener, ON
    N2M 5C9
    • Personal
    • Business
    • About Us
    • Manage Your Policy
    • Help Center
    • Testimonials
    • Privacy
    • Sitemap
    • Careers
    Service Areas:
    • Ancaster
    • Brantford
    • Burlington
    • Cambridge
    • Fergus
    • Georgetown
    • Guelph
    • Hamilton
    • Kitchener
    • London
    • Milton
    • Mount Brydges
    • Oakville
    • Sarnia
    • St. Thomas
    • Stratford
    • Strathroy
    • Waterloo
    • Woodstock
    • Privacy
    • Sitemap
    Are You Paying Too Much for Insurance?

    No obligation, just great information!

      * Required FieldsThis site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

      Copyright © 2023 · Regal Theme on Genesis Framework · WordPress · Log in