If you’re a home or condo owner, or possibly a renter, chances are you’ve taken out an insurance policy on your property. Are you aware that your policy contains limits on how much money you get paid in a claim? There’s an excellent reason for this: insurance would not be affordable for everyone without special limits coverage. Not knowing what special coverage applies to your policy can lead to disappointment when you try to recoup your loss.
Your policy is likely to place special limits on cash, collectibles, bicycles, furs and other valued possessions. One of the most common special limit caps is for jewelry. So if you own expensive jewelry, you might consider jewelry insurance. You can always get added protection on any high value items in your home with by adding supplemental insurance of a Personal Articles Floater to your existing policy.
Connect with our brokers for customized insurance solutions that outdo big providers. Specializing in Ontario commercial insurance, we compare Canada’s top insurers to ensure you receive the right coverage at the best possible price.
Fill out this short form and get your free, no-obligation special limits insurance quote today!
We partner with Canada’s top insurance providers so you can compare quotes side by side, choose the best coverage for your needs, and lock in a competitive rate, without the hassle.
Already a Regal Insurance Brokers client? Access the tools you need—fast. Whether you want to file a claim, update your policy, or speak with your broker, we make it easy to stay protected and informed.
Get step-by-step guidance and support when you need it most. Start your claim online or speak to an expert.
Pay your premium with confidence using our secure online payment system.
Log in to view, download, or print your policy documents whenever you need them.
Book a time that works for you to speak with a Regal advisor—virtually or face-to-face.
Yes, subject to the special limits of your policy. If the value of your jewelry is greater than the special limits of your policy, it can be added as separate scheduled article. Check your policy wordings to make sure that your jewelry is fully insured.
It is common for items such as jewelry, collectibles, cash, watercrafts and electronics to have special limits of liability. It is important to review the limitations of your policy to make sure you have the proper coverage.
Yes, coverage can extend from a standard homeowner’s policy to the property of students away at school. This coverage is subject to the same limits are your homeowner’s policy.
Ontario homeowners face growing flood risks from spring thaws, heavy rain, and severe storms. Yes, there are ways to protect your home: sealing foundations, installing...
Buying a home is one of the most significant milestones of your life, and it comes with a flood of deadlines, decisions, and paperwork. In...
Protecting Your Multi-Generational Home: What You Need to Know Ontario’s multi-generational homes are becoming increasingly popular, with families choosing to live together to support aging...
