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Personal Insurance / High-Risk Insurance / High Risk Auto Insurance

Auto Insurance for Ontario High Risk Drivers


Are you an Ontario driver looking to get a high risk insurance quote? Have you been struggling with traffic tickets, accidents, payment issues, or other traffic convictions, or perhaps you’re finding it challenging to get auto insurance due to your driving history? Regal Insurance Brokers has been providing Ontario drivers with the best high risk auto insurance options, since 1984.

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Get high risk auto insurance quote from Canada’s leading insurance providers

There is no blanket rule when it comes to good insurance coverage – we take a look at each of our clients’ unique situations, such as driving record, car characteristics, factors that would impact car insurance premiums, and provide them with coverage options that meet their exact needs. At Regal, we’re more than just insurance brokers – we’re your trusted partners. The high risk auto insurance brokers of Regal will take the time to explain each nuance and answer every question you have prior to locking you into a plan.

High risk auto insurance is relevant to an individual who may have a number of traffic violations or speeding tickets, has been involved in an at-fault accident, or who has been charged with impaired driving. Our high risk insurance brokers will help you determine which plans are best for you, based on your unique situation, and whether you should consider all-perils insurance.

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What is High Risk Car Insurance?

High risk auto insurance refers to a form of insurance designed for drivers who are deemed to have a greater likelihood of being in an at-fault accident. This can be for a number of reasons.

Speeding Tickets and Traffic Violations

While these infractions may not be accident related, having multiple tickets and traffic violations on your motor vehicle driving record may result in you needing high risk vehicle insurance.

Impaired Driving

This is easily the most avoidable cause of needing high risk auto insurance but, regrettably, it does happen. If you or a family member has had an incident involving a DUI or impaired driving charge, contact our brokers for a free, no obligation high risk auto insurance quote.

At-Fault Accidents

Have you previously been in an accident where you were at fault? If so, you may need to look at high risk auto insurance options.

Careless Driving

In Ontario, careless driving tickets are issued when “A person is guilty of the offence of driving carelessly who drives a vehicle or street car on a highway without due care and attention or without reasonable consideration for other persons using the highway.” If you have been issued a careless driving ticket recently, contact the high risk auto insurance brokers of Regal and get the coverage you need at a cost that won’t break the bank.

Get Your High Risk Auto Insurance Broker Quote


If you believe you may be categorized as a high risk insurance candidate, contact the team at Regal today. We’re here to help and answer any questions you may have. Our high risk auto insurance quotes come free of charge, with absolutely no obligation to you.

Call us today, chat with us online, or visit us in person at one of our southern Ontario locations.

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