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    Personal Insurance in Ontario


    Protect What Matters—Easily Compare Quotes from Canada’s Top Insurers.

    Whether you’re insuring your home, car, condo, or rental, Regal Insurance makes it easy to find the right personal insurance in Ontario. We partner with Canada’s leading providers to bring you multiple quotes in minutes—so you can compare coverage, lock in savings, and choose a policy that truly fits your life.

    Get A Quote

    Savings offer! Bundle your home and auto insurance to save more on your premiums.

    Get a Bundled Quote
    Affordable Insurance

    Compare Affordable Insurance Options in Ontario

    As an independent brokerage, Regal Insurance works for you, not the insurance companies. That means you get unbiased advice, personalized coverage, and the best available rates, all in one place.

    • Get multiple competitive insurance quotes from Canada’s top insurance providers
    • Tailored coverage for your home, vehicle, and more
    • Expert advice from licensed Ontario brokers who understand your needs
    • Fast, no-obligation quotes online or by phone

    Whether you’re switching providers, renewing your policy, or insuring something for the first time, we’re here to guide you every step of the way.

    Ready to see how much you could save? Call now or get your free quote online today.

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    Explore Our Personal Insurance Products

    From auto and property to life and travel, Regal Insurance offers tailored coverage for every part of your life. Browse by category to find the protection that fits your needs.

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    Auto Insurance

    Protect your vehicle with personalized auto insurance coverage for cars, motorcycles, RVs, boats, and more. Compare quotes from top Ontario providers and get the right protection for every ride.

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    Property Insurance

    From homeowners and condo dwellers to landlords and tenants, we offer customized property insurance in Ontario to protect your home, belongings, and rental income, no matter where you live.

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    High-Risk Insurance

    Had a few bumps along the way? We specialize in helping high-risk clients get covered.

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    Life Insurance

    Protect what matters most with flexible life insurance options to fit every stage of life.

    Get your personal insurance quote today!


    Connect with our brokers for customized insurance solutions that outdo big providers. Specializing in Ontario commercial insurance, we compare Canada’s top insurers to ensure you receive the right coverage at the best possible price.

    Fill out this short form and get your free, no-obligation personal insurance quote today!

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      Personal Insurance Discounts in Ontario

      If you think you’re overpaying for insurance, you might be right. At Regal Insurance, we’re here to make sure you’re not missing out on savings. As your local Ontario brokerage, we compare quotes and apply every discount you qualify for, so you get the right coverage at the best possible rate.

      Here are just some of the insurance discounts we can help you unlock:

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      General Policy Discounts

      These apply to both home and auto insurance, helping you save just for being you.

      • Multi-Policy Discount

        Bundle home and auto—save more.

      • Combined Policy Discount

        One provider. One plan. Big savings.

      • Claims-Free Discount

        No claims? That history could save you money.

      • Age Discount


        Mature drivers and homeowners often pay less.

      • Renewal Discount

        Stay with a provider and save when you renew.

      • Loyalty Discount


        Long-time customers can earn added savings.

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      Home Insurance Discounts

      Lower your home insurance premium with discounts based on your property and lifestyle.

      • New Home Discount

        Newer homes may qualify for reduced rates.

      • Non-Smoker Discount

        A smoke-free home can mean extra savings.

      • Mortgage-Free Discount

        Own your home? That could lower your premium.

      • Preferred Construction Discount

        Certain building materials can reduce risk.

      • Monitored Alarm Discount

        Extra protection, extra savings.

      • Multi-Residence Discount

        Insure multiple properties for added value.

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      Car Insurance Discounts

      Whether you’re a seasoned driver or just have a short commute, we’ll find you ways to save.

      • Multi-Vehicle Discount

        Insure more than one vehicle and save.

      • Driver’s Education Credit

        Completed a certified course? You could pay less.

      • Short Commute Discount

        Drive fewer kilometers? Get rewarded.

      • Retiree Discount

        Retired drivers may qualify for special savings.

      • Monitored Alarm Discount

        Extra protection, extra savings.

      • Multi-Residence Discount

        Insure multiple properties for added value.

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      Why Ontario Drivers Trust Regal Insurance Brokers

      Finding the right car insurance can be confusing, but it doesn’t have to be. At Regal Insurance, we take the guesswork out of the process. As your local brokerage, we do the comparison shopping for you, helping you choose a policy that fits your needs, your budget, and your lifestyle.

      We simplify your options and explain what matters—no fine print, no fluff. You get the right coverage at the right price, without doing the legwork.

      Our brokers are licensed experts who actually live and work in Ontario, and we’re with you long after the quote, offering real support when it counts

      Serving communities across Ontario—including Kitchener, London, Mount Brydges, Cambridge, and Oakville—we’re dedicated to helping you drive with confidence.​

      About Us

      Manage Your Insurance Without the Hassle

      Already a Regal Insurance Brokers client? Access the tools you need—fast. Whether you want to file a claim, update your policy, or speak with your broker, we make it easy to stay protected and informed.

      Our independent claims specialists 
are here to help

      Get step-by-step guidance and support when you need it most. Start your claim online or speak to an expert.

      Make a Claim

      Online payments 
are quick, easy and secure

      Pay your premium with confidence using our secure online payment system.

      Make a Payment

      Access your insurance documents anytime, anywhere

      Log in to view, download, or print your policy documents whenever you need them.

      View My Documents

      Our team members are here to serve you, online or in-person

      Book a time that works for you to speak with a Regal advisor—virtually or face-to-face.

      Get in Touch

      Frequently Asked Questions

      What types of personal insurance does Regal offer?

      We provide coverage for your home, car, condo, rental unit, travel plans, and even your life. Whether you’re a homeowner, a frequent flyer, or just looking to protect what matters most, we’ll help you find the right policy.

      Do I really need personal insurance if I rent or lease?

      Yes. Even if you don’t own your home or car outright, tenant insurance or comprehensive auto coverage can protect your belongings and liability. It’s peace of mind for life’s “what-ifs.”

      What’s the difference between home, condo, and tenant insurance?

      Home insurance covers the structure and your belongings. Condo insurance protects your unit and contents, while tenant insurance focuses on your personal items and liability as a renter. Each one is tailored to your living situation.

      How much personal insurance do I actually need?

      That depends on your lifestyle, assets, and risk tolerance. We’ll work with you to assess your needs and make sure you’re not overpaying or under-protected.

      Can I bundle my home and auto insurance?

      Absolutely. Bundling home and auto often leads to lower premiums and simplified policy management. Ask us about customized bundle options.

      What’s covered under a standard auto insurance policy?

      At minimum, it includes liability, accident benefits, and direct compensation for property damage. We’ll help you decide whether to add collision, comprehensive, or other optional coverage.

      Do I need travel insurance if I already have health coverage?

      Your provincial plan won’t fully cover you outside Ontario or Canada. Travel insurance helps with emergency medical costs, trip cancellations, lost luggage, and more.

      How does Regal find the best personal insurance rate?

      As an independent broker, we compare quotes from leading Canadian insurers to find you the best mix of price and protection. No guesswork, just guidance.

      What’s the process for getting personal insurance?

      It starts with a quick conversation. We’ll ask about your needs and goals, provide tailored options, and walk you through the application from start to finish.

      How do I file a personal insurance claim?

      Call or email us, we’re here to help. Our team will guide you through the claims process and work with the insurer on your behalf.

      Stay Informed with Expert Insurance Insights

      Auto Insurance
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      Ontario Auto Insurance Changes Coming July 1, 2026: What You Need to Know

      June 26, 2026

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      What Is Third-Party Liability Insurance in Ontario?

      June 23, 2026

      Third-party liability insurance is the part of your auto insurance that protects you financially if you cause injury to another person or damage to their...

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      What Is Comprehensive Coverage in Ontario?

      June 18, 2026

      Comprehensive coverage is optional auto insurance that protects your vehicle from damage caused by non-collision events such as theft, vandalism, weather, and other unexpected incidents....

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