• Skip to primary navigation
  • Skip to main content

RegalRegal

Any Questions?
1 (800) 516-6276
  • Personal Insurance
    • Personal Insurance
    • Auto Insurance
      • Auto Insurance
      • Car Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV & Motorhome
      • Supplemental Auto Insurance
    • Property Insurance
      • Property Insurance
      • Airbnb Insurance
      • Condo Insurance
      • Home Insurance
      • Landlord Insurance
      • Seasonal Insurance
      • Supplemental Property Insurance
      • Tenant Insurance
    • Life Insurance
      • Life Insurance
      • Term Life Insurance
      • Universal Life Insurance
      • Whole Life Insurance
    • Travel Insurance
      • Travel Insurance
      • Backpacker Travel Insurance
      • Snowbird Travel Insurance
      • Student Travel Insurance
      • Visitors to Canada
    • Other Insurance
      • Boat Insurance
      • High-Risk Insurance
      • Identity Theft Insurance
  • Business Insurance
    • Business Insurance
    • By Industry
    • By Product
    • By Industry
      • Agriculture Insurance
      • Automotive Sales & Service Insurance
      • Contractors Insurance
      • Farm Insurance
      • Home Business Insurance
      • Hospitality Insurance
    • Additional Industries
      • Medical Insurance
      • Professional liability insurance
      • Real Estate Insurance
      • Retail Business Insurance
      • Small Business Insurance
      • Wholesaler & Manufacturer’s Insurance
    • Commercial Liability
      • Commercial General Liability Insurance
      • Cyber Liability Insurance
      • Product Liability Insurance
      • Professional Liability Insurance
    • Additional Coverages
      • Business Contents Insurance
      • Business Interruption Insurance
      • Commercial Auto Insurance
      • Commercial Property Insurance
      • Equipment Breakdown Insurance
      • Surety Bond Insurance
  • About Us
    • About Us
    • Our Company
      • Our Family
      • Our Team
      • Who We Represent
      • Why An Independent Broker
    • Our Family
    • Our Team
    • Who We Represent
    • Why An Independent Broker
  • Tools & Resources
    • Tools & Resources
      • Auto Coverage Options
      • Property Coverage Options
      • Frequently Asked Questions
    • Help Center
      • Auto Insurance 101
      • Home Insurance 101
      • Business Insurance 101
  • Manage Your Policy
  • Get A Quote
Business Insurance / Contractors Insurance

Contractors Insurance


Are you a general contractor? A construction tradesperson? If so, you know that on any given day there’s a lot that could go wrong.

Get A Quote
Learn More
Get the Latest Industry News and Information

Let’s say you step away from the site for a quick coffee only to come back and find your tools gone. Or perhaps the new staircase you installed in a customer’s house has collapsed and it’s your fault. It’s for these reasons that you need contractors insurance.

Contractors insurance will make sure that errors and accidents that happen on your worksite don’t result in big losses that are difficult to recover from. Contractors insurance offers many different kinds of coverage, and Regal Insurance is happy to provide some of the most reliable contractors insurance on the market.

What insurance exposures do Contractors have?

Contractors, like any other profession, have the risk of making mistakes that lead to legal action from financial loss or injury of others. However; another loss that Contractors tend to face more frequently than some other professions would be theft. Contractors often store their tools and equipment on a job site which can pose a potential for theft depending on the site and security. These tools and equipment can be very expensive which causes a large financial loss for the Contractor.

What coverage is recommended for a Contractor?

– Commercial General Liability
– Property Coverage (Building – if applicable, Tools & Equipment)
– Commercial Automobile Insurance (if using your vehicle for work/carrying tools & equipment)
While those are the main coverage for a person working in this industry, there is more coverage available depending on your specific business operations.

If I am an employee, do I need my own insurance coverage?

Although your employer may not require you to have your own coverage, it is recommended as your company policy wouldn’t cover your personal tools and equipment. Additionally, if you do any jobs on the side not associated with the company you work for, you would want to have coverage to protect yourself as there is always a potential for something to go wrong.

Contractor Insurance Coverage


Contractor insurance coverage from Regal Insurance will protect you across a wide range of categories.

Contractor insurance coverage will protect your property (building, stock, equipment) and offer you liability coverage in the event that you are sued for causing damage or injury. In addition, commercial auto, equipment breakdown and surety bonds are protected by contractor insurance coverage.

General Liability Insurance for Contractors


In an industry where your workplace is constantly under construction, you and your clients are vulnerable to a host of threatening mishaps. What happens when you incorrectly install a chandelier that falls and gives the homeowner a concussion? Or an uneven floor causes one of their guests to sprain their ankle, months after you’ve finished the job? It’s in these and other scenarios that general liability insurance for contractors is a must. In short, general liability insurance for contractors means that you can work in peace, and walk away from the job knowing it truly is complete. No surprises. No lawsuits.

Get Your Contractor Insurance Quote


In your line of work, time is precious. Contractor Insurance Quotes from Regal Insurance are done quickly with an eye for detail. Our contractor insurance quotes will make sure that when you go to the job site, there are no gaps in your coverage.

Get A Quote

Contractors Insurance Services
Construction Insurance Contractor Insurance Coverage Electrician Insurance General Contractor Insurance HVAC Contractor Insurance Landscaping Insurance Plumber’s Insurance Roofing Contractor Insurance
Recent Articles

Business Insurance in Ontario

June 1, 2021

Contractor’s Insurance in Ontario

Business Interruption Insurance & COVID-19

April 14, 2020
Help Center Articles

Get Your Insurance Quote Today.

Competitive rates for optimal coverage.

    * Required FieldsThis site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    Call Us With Your Questions 1-800-516-6276
    Main Office: 2-428 Gage Ave,
    Kitchener, ON
    N2M 5C9
    • Personal
    • Business
    • About Us
    • Manage Your Policy
    • Help Center
    • Testimonials
    • Privacy
    • Sitemap
    • Careers
    Service Areas:
    • Ancaster
    • Brantford
    • Burlington
    • Cambridge
    • Fergus
    • Georgetown
    • Guelph
    • Hamilton
    • Kitchener
    • London
    • Milton
    • Mount Brydges
    • Oakville
    • Sarnia
    • St. Thomas
    • Stratford
    • Strathroy
    • Waterloo
    • Woodstock
    • Privacy
    • Sitemap
    Are You Paying Too Much for Insurance?

    No obligation, just great information!

      * Required FieldsThis site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

      Copyright © 2023 · Regal Theme on Genesis Framework · WordPress · Log in