Whole Life Insurance
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Whole Life Insurance Explained
There’s a lot of confusion about the difference between term, universal and whole life insurance. As the name suggests, whole life insurance covers you for life. It’s an investment both personally and financially. Along with death benefits, whole life insurance provides a cash value accumulation that increases during the life of the policy. That cash value is based on how much the return on investment is worth. As a policy holder, you may withdraw or borrow a portion of the value during the life of the policy. Typically, coverage requires a health examination, unless you don’t mind higher premiums.
A whole life insurance policy can be a flexible and powerful vehicle for financial security. While whole life insurance may come with higher premiums than term life, it can potentially save you money over the life of the policy.
Learn more about the differences between life insurance policies and the companies Regal Insurance partners with.
Get Your Whole Life Insurance Quote
Are you deciding between whole life vs. term insurance? Whole life vs. universal life insurance? It’s important to choose the path that offers optimal protection to you and your beneficiaries. Having the right information is crucial. A Regal Insurance broker can answer all your questions and guide you toward the option that’s best for you.