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When Do I Insure My New Home?

October 6, 2016 by Regal Insurance

When Do I Insure My New Home?

Are you planning to build a new home in Kitchener/Waterloo or thinking about adding an addition to your present home?

For your protection, you must advise your Insurance Broker about your plans before you start construction.

You will be required to insure for the full replacement value of the project. This may take the form of an endorsement or “course of construction” extension to your current policy, or may require an entirely new policy. Your Regal Insurance Broker can help you with any new build or renovation policy needs.

If you are going to act as your own general contractor, you may be charged a higher premium for the increased exposure. You will also be asked to obtain proof of insurance from any subcontractors performing work for you. Some insurers may request a higher deductible during the construction phase depending on the project.

These can be exciting and hectic times. If you have any questions, please call us at 519-578-7170, stop by our office on Gage Street in Kitchener or visit our website. Our team is always here to help.

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