Regal Insurance Brokers is proud to be a member of the Greater Kitchener Waterloo Chamber of Commerce.
Connect with our brokers for customized insurance solutions that outdo big providers. Specializing in Ontario insurance, we compare Canada’s top insurers to ensure you receive the right coverage at the best possible price.
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From student rentals near the universities to family homes in Laurelwood, Regal Insurance helps Waterloo homeowners find the right coverage. Whether you’re purchasing your first property, renewing an existing policy, or exploring better options, our brokers make it easy to compare insurers, understand your choices, and select protection that balances cost with peace of mind.
Our Waterloo brokers help you unlock savings on your home insurance, from security system and claims-free discounts to bundle savings when you combine home and auto. With local expertise, we understand the risks that matter here—like basement flooding, winter weather, and liability protection—and make sure your coverage is tailored to fit.
Managing your home insurance shouldn’t be a hassle. At Regal, you can get a quote, update your coverage, and renew your policy online anytime—or connect with a local Waterloo broker when you’d rather talk it through.
We partner with Canada’s top auto insurance providers so you can compare quotes side by side, choose the best coverage for your needs, and lock in a competitive rate, without the hassle.
Your home in Waterloo—whether a student rental near the universities, a family place in Laurelwood, or a new build in Vista Hills—is a significant commitment.
Home insurance safeguards your dwelling and contents from fire, theft, water damage, and accidents. It also includes liability coverage and living expense support if you can’t stay at home. Regal Insurance brokers walk you through what’s included, outline add-ons, and help you build coverage that fits your lifestyle.
Covers the physical structure of your home—including walls, roof, and built-in features—against risks like fire, storm damage, and more, ensuring your most valuable asset is secure.
Protects your belongings such as furniture, electronics, clothing, and household goods if they’re stolen, destroyed, or damaged by an insured event inside or outside the home.
Provides coverage if someone is injured on your property or if you accidentally cause damage to another person’s property, helping with medical bills and legal fees.
Helps cover the cost of temporary housing, meals, and other essential living expenses if your home becomes uninhabitable due to a covered incident.
Protects your home and contents from damage caused by overflowing rivers, heavy rain, or melting snow that enters at ground level.
Covers cleanup and repair costs if water or sewage backs up through drains, toilets, or sewers, often causing expensive damage.
Pays for repair or replacement of underground service lines—like water, gas, or power—that connect your home to the utility grid.
Provides extra coverage for items such as jewelry, art, musical instruments, or collectibles that may exceed standard policy limits.
Already a Regal Insurance Brokers client? Access the tools you need—fast. Whether you want to file a claim, update your policy, or speak with your broker, we make it easy to stay protected and informed.
Get step-by-step guidance and support when you need it most. Start your claim online or speak to an expert.
Pay your premium with confidence using our secure online payment system.
Log in to view, download, or print your policy documents whenever you need them.
Book a time that works for you to speak with a Regal advisor—virtually or face-to-face.
Regal Insurance is your independent Ontario insurance broker, focused on people, not platforms. We’re not just another insurance comparison site. Our licensed brokers work for you, not the insurers, delivering smarter guidance and better rates.
A Regal Insurance Broker will help you compare quotes from trusted Canadian providers, avoid unnecessary coverage and save money on your premiums. Speak with real experts who understand Ontario’s wide range of homes—from heritage properties and rural houses to new suburban builds—and the unique risks each one faces.
From quote to claim, Regal is with you every step of the way, whether online, by phone, or in person.
Proudly serving homeowners across Ontario—from Kitchener and London to Mount Brydges, Cambridge, and Oakville—we’re committed to keeping your home and family protected.
Regal Insurance makes it simple to get reliable coverage no matter where you live. With local expertise and digital convenience, our brokers are here to support drivers across every community we serve.
Home insurance costs in Waterloo depend on your home’s age, size, and neighbourhood. Student rentals near the universities may be rated differently than family homes in Laurelwood or new builds in Vista Hills. Regal Insurance brokers shop Canada’s leading insurers to find coverage that matches your situation.
Yes. Many Waterloo residents save by bundling their home and auto insurance with the same provider. Bundling reduces premiums while simplifying policy management. Whether you live near the University of Waterloo, Uptown, or in neighbourhoods like Beechwood or Westmount, Regal Insurance brokers will find bundle-and-save options designed for your needs.
Savings are available for bundling home and auto, installing monitored security, or keeping a claim-free record. Waterloo homeowners may also qualify for discounts through system upgrades or energy-efficient improvements. Our brokers identify all eligible discounts so you don’t miss out.
Yes. Homes near flood-prone areas like the Laurel Creek watershed or close to busy roads may impact premiums. Regal Insurance brokers explain how these factors affect rates and compare insurers to secure the most competitive coverage.
Switching is straightforward. Share your current policy with us, and we’ll review it against Canada’s top insurers. If you move forward, we’ll handle the cancellation and ensure your new coverage starts smoothly.
No. Regal Insurance is an independent brokerage that works with many of Canada’s top insurers. This independence allows our Waterloo brokers to compare multiple options and secure the best combination of price and coverage.
Buying home insurance online may seem fast, but working with a local Waterloo broker offers both convenience and expert advice. With Regal, you can begin online, by phone, or in person, and our brokers will explain your coverage so you know exactly what you are paying for. Many Waterloo homeowners prefer having a trusted local advisor to turn to when claims or questions arise.
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