Regal Insurance Brokers is proud to be a member of the Greater Kitchener Waterloo Chamber of Commerce.
Connect with our brokers for customized insurance solutions that outdo big providers. Specializing in Ontario insurance, we compare Canada’s top insurers to ensure you receive the right coverage at the best possible price.
Fill out this short form and get your free, no-obligation insurance quote today!
From downtown condos to family homes across Waterloo Region, Regal Insurance helps Kitchener homeowners protect their biggest investment. Whether you’re buying your first house, renewing an existing policy, or looking to switch for better value, our brokers make it easy to compare options, understand your coverage, and lock in a policy that fits your needs and budget.
Our Kitchener brokers help you unlock savings on your home insurance, from security system and claims-free discounts to bundle savings when you combine home and auto. With local expertise, we understand the risks that matter here—like basement flooding, winter weather, and liability protection—and make sure your coverage is tailored to fit.
Managing your home insurance shouldn’t be a hassle. At Regal, you can get a quote, update your coverage, and renew your policy online anytime—or connect with a local Kitchener broker when you’d rather talk it through.
We partner with Canada’s top auto insurance providers so you can compare quotes side by side, choose the best coverage for your needs, and lock in a competitive rate, without the hassle.
Your home in Kitchener—whether a century house in Victoria Park, a townhouse in Doon South, or a new build near Huron Road—is one of your biggest investments.
Home insurance protects your property and belongings from fire, theft, water damage, and accidents. It also provides liability coverage and pays for living expenses if you’re forced out. At Regal Insurance, our brokers explain standard coverage, review add-ons, and help you find the right balance of cost and protection.
Covers the physical structure of your home—including walls, roof, and built-in features—against risks like fire, storm damage, and more, ensuring your most valuable asset is secure.
Protects your belongings such as furniture, electronics, clothing, and household goods if they’re stolen, destroyed, or damaged by an insured event inside or outside the home.
Provides coverage if someone is injured on your property or if you accidentally cause damage to another person’s property, helping with medical bills and legal fees.
Helps cover the cost of temporary housing, meals, and other essential living expenses if your home becomes uninhabitable due to a covered incident.
Protects your home and contents from damage caused by overflowing rivers, heavy rain, or melting snow that enters at ground level.
Covers cleanup and repair costs if water or sewage backs up through drains, toilets, or sewers, often causing expensive damage.
Pays for repair or replacement of underground service lines—like water, gas, or power—that connect your home to the utility grid.
Provides extra coverage for items such as jewelry, art, musical instruments, or collectibles that may exceed standard policy limits.
Already a Regal Insurance Brokers client? Access the tools you need—fast. Whether you want to file a claim, update your policy, or speak with your broker, we make it easy to stay protected and informed.
Get step-by-step guidance and support when you need it most. Start your claim online or speak to an expert.
Pay your premium with confidence using our secure online payment system.
Log in to view, download, or print your policy documents whenever you need them.
Book a time that works for you to speak with a Regal advisor—virtually or face-to-face.
Regal Insurance is your independent Ontario insurance broker, focused on people, not platforms. We’re not just another insurance comparison site. Our licensed brokers work for you, not the insurers, delivering smarter guidance and better rates.
A Regal Insurance Broker will help you compare quotes from trusted Canadian providers, avoid unnecessary coverage and save money on your premiums. Speak with real experts who understand Ontario’s wide range of homes—from heritage properties and rural houses to new suburban builds—and the unique risks each one faces.
From quote to claim, Regal is with you every step of the way, whether online, by phone, or in person.
Proudly serving homeowners across Ontario—from Kitchener and London to Mount Brydges, Cambridge, and Oakville—we’re committed to keeping your home and family protected.
Regal Insurance makes it simple to get reliable coverage no matter where you live. With local expertise and digital convenience, our brokers are here to support drivers across every community we serve.
Home insurance costs in Kitchener depend on your home’s age, construction, and location. Century homes in Victoria Park, suburban houses in Doon South, or newer builds near Huron Road may each be rated differently. Regal Insurance brokers shop Canada’s leading insurers to match you with the right protection.
Yes. Many Kitchener residents save by bundling their home and auto insurance with the same provider. Bundling not only helps lower your overall premium, but it also simplifies your insurance with one point of contact for multiple policies. Whether you own a house in Forest Heights or a condo downtown, Regal Insurance brokers will find bundle-and-save options that match your lifestyle.
Common savings include bundling home and auto, installing monitored alarms, and staying claim-free. Kitchener homeowners may also qualify for discounts through system upgrades or energy-efficient improvements. Our brokers ensure you get every discount available.
Yes. Homes located near the Grand River, in flood-prone areas, or along high-traffic routes like the Conestoga Parkway may influence premiums. Regal Insurance brokers review these location-based factors and compare insurers to minimize their impact on your rates.
Switching is straightforward. Share your existing policy with us, and we’ll compare Canada’s top insurers. If you decide to move forward, we manage the cancellation and start your new coverage seamlessly.
No. Whether you connect with our team in Kitchener, or any of our other offices, Regal Insurance is an independent brokerage that works with many of Canada’s top insurers. This independence means we are not tied to one provider. Instead, our brokers compare multiple options to give you the best possible rate and coverage. Kitchener drivers benefit from the same wide range of choice as clients across all of our locations.
Buying home insurance online can seem fast, but working with a local Kitchener broker gives you both convenience and expert advice. With Regal, you can start the process online, by phone, or in person, and our brokers will walk you through the details so you fully understand your coverage. Having a local expert means you get the benefit of personal service along with access to competitive rates from Canada’s top insurers. Many Kitchener homeowners appreciate knowing they have a trusted advisor nearby when questions or claims arise.
Ontario homeowners face growing flood risks from spring thaws, heavy rain, and severe storms. Yes, there are ways to protect your home: sealing foundations, installing...
Buying a home is one of the most significant milestones of your life, and it comes with a flood of deadlines, decisions, and paperwork. In...
Protecting Your Multi-Generational Home: What You Need to Know Ontario’s multi-generational homes are becoming increasingly popular, with families choosing to live together to support aging...
