12 Ways to Protect Against Flood Damage in Ontario
Ontario homeowners face growing flood risks from spring thaws, heavy rain, and severe storms. Yes, there are ways to protect your home: sealing foundations, installing...
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Protecting your home should be simple. At Regal Insurance, we make it easy for Ancaster homeowners to find coverage that balances protection and price. Whether you’re renewing, switching, or insuring your first property, our brokers compare Canada’s top insurers to secure the best fit for your needs.
Get a free quote today and discover why Ancaster families choose Regal for affordable, dependable home insurance.
Connect with our brokers for customized insurance solutions that outdo big providers. Specializing in Ontario insurance, we compare Canada’s top insurers to ensure you receive the right coverage at the best possible price.
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From downtown condos to family homes across Waterloo Region, Regal Insurance helps Kitchener homeowners protect their biggest investment. Whether you’re buying your first house, renewing an existing policy, or looking to switch for better value, our brokers make it easy to compare options, understand your coverage, and lock in a policy that fits your needs and budget.

Our Ancaster brokers help you unlock savings on your home insurance, from security system and claims-free discounts to bundle savings when you combine home and auto. With local expertise, we understand the risks that matter here—like basement flooding, winter weather, and liability protection—and make sure your coverage is tailored to fit.

Managing your home insurance shouldn’t be a hassle. At Regal, you can get a quote, update your coverage, and renew your policy online anytime—or connect with a local Ancaster broker when you’d rather talk it through.


We partner with Canada’s top auto insurance providers so you can compare quotes side by side, choose the best coverage for your needs, and lock in a competitive rate, without the hassle.




















Your home in Ancaster is more than just a place to live—it’s where your family feels secure and where some of your biggest investments are held. From historic houses in Old Ancaster to suburban family homes in Meadowlands and newer builds near Garner Road, every home faces risks that can’t always be predicted.
Home insurance protects your property and belongings from fire, theft, water damage, and accidents. It also includes liability coverage and help with living expenses if you’re forced to leave. At Regal Insurance, our brokers explain standard coverage, optional add-ons, and how to find the right balance of protection and value.

Covers the physical structure of your home—including walls, roof, and built-in features—against risks like fire, storm damage, and more, ensuring your most valuable asset is secure.
Protects your belongings such as furniture, electronics, clothing, and household goods if they’re stolen, destroyed, or damaged by an insured event inside or outside the home.
Provides coverage if someone is injured on your property or if you accidentally cause damage to another person’s property, helping with medical bills and legal fees.
Helps cover the cost of temporary housing, meals, and other essential living expenses if your home becomes uninhabitable due to a covered incident.

Protects your home and contents from damage caused by overflowing rivers, heavy rain, or melting snow that enters at ground level.
Covers cleanup and repair costs if water or sewage backs up through drains, toilets, or sewers, often causing expensive damage.
Pays for repair or replacement of underground service lines—like water, gas, or power—that connect your home to the utility grid.
Provides extra coverage for items such as jewelry, art, musical instruments, or collectibles that may exceed standard policy limits.
Already a Regal Insurance Brokers client? Access the tools you need—fast. Whether you want to file a claim, update your policy, or speak with your broker, we make it easy to stay protected and informed.
Get step-by-step guidance and support when you need it most. Start your claim online or speak to an expert.
Pay your premium with confidence using our secure online payment system.
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Book a time that works for you to speak with a Regal advisor—virtually or face-to-face.
Regal Insurance is your independent Ontario insurance broker, focused on people, not platforms. We’re not just another insurance comparison site. Our licensed brokers work for you, not the insurers, delivering smarter guidance and better rates.
A Regal Insurance Broker will help you compare quotes from trusted Canadian providers, avoid unnecessary coverage and save money on your premiums. Speak with real experts who understand Ontario’s wide range of homes—from heritage properties and rural houses to new suburban builds—and the unique risks each one faces.
From quote to claim, Regal is with you every step of the way, whether online, by phone, or in person.
Proudly serving homeowners across Ontario—from Kitchener and London to Mount Brydges, Cambridge, and Oakville—we’re committed to keeping your home and family protected.
Regal Insurance makes it simple to get reliable coverage no matter where you live. With local expertise and digital convenience, our brokers are here to support drivers across every community we serve.
Home insurance rates in Ancaster depend on factors like the age and condition of your home, its location, and the level of coverage you choose. Heritage properties or larger custom homes may see higher premiums, while newer builds with modern safety features can often qualify for lower rates. Regal Insurance brokers compare Canada’s top insurers to find the most competitive option for your situation.
Yes. Many Ancaster residents save by bundling their home and auto insurance with the same provider. Bundling not only helps reduce your overall premium, but it also makes managing your policies simpler with one point of contact. Whether you own a house near Ancaster Village or a property close to Dundas Valley, Regal Insurance brokers will find bundle-and-save options that match your needs.
Many insurers offer discounts if you bundle home and auto insurance, install monitored alarms, upgrade electrical or plumbing systems, or remain claim-free for several years. Ancaster homeowners may also save by increasing deductibles or switching to paperless billing. Our brokers will review your eligibility for every available discount to keep costs as low as possible.
Yes. Proximity to high-traffic areas, flood plains, or neighborhoods with higher claim frequency can influence both home and auto insurance premiums. In Ancaster, living closer to the 403 or low-lying areas may increase risk ratings. Regal Insurance brokers explain how location factors affect your rate and compare insurers to minimize the impact.
Switching is simple. Provide us with your current policy details, and we’ll compare options from Canada’s leading insurers. If you decide to switch, we’ll handle the paperwork, ensure proper cancellation of your old policy, and set up your new coverage seamlessly. Most Ancaster homeowners can switch to Regal Insurance without any interruption in protection.
No. Regal Insurance is an independent brokerage that works with many of Canada’s leading insurers. This independence means we are not tied to one provider, which allows our Ancaster brokers to compare multiple options and find you the best combination of rate and coverage. Families in Ancaster have access to the same wide network of insurers as clients across all of our Ontario locations.
Buying home insurance online can be quick, but working with a local Ancaster broker offers both convenience and personal support. With Regal, you can begin your quote online, by phone, or in person, and our brokers will guide you through the details to make sure you fully understand your coverage. Many Ancaster homeowners prefer having a local expert who can answer questions and provide support when it comes to claims or policy changes.
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No obligation, just great information!