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Cambridge - Auto Insurance
Auto Insurance – Cambridge
When owning a vehicle, it is imperative to understand the importance of car insurance as it provides financial protection against physical damage, bodily injury, and financial loss if an accident occurs. At Regal Insurance, we pride ourselves on finding the most comprehensive and affordable car insurance in Cambridge to exceed our customers’ needs. Our expert Cambridge Insurance Brokers are dedicated to finding you cost-effective, full-coverage plans to fit your budget.
According to the Region of Waterloo collision report, a total number of 5,791 reported traffic collisions occurred under the jurisdiction of the Regional Municipality of Waterloo in 2016. While no one thinks it could ever happen to them, accidents do happen, and it’s best to be covered if they do.
In a nut shell, auto insurance is a contract between you and an insurance company in which a premium is paid, and in the event of an accident, the company covers the damage, according to your specific policy.
There are several different types of coverage, which may be priced differently, depending on the insurance company:
- Bodily Injury Liability: covers medical bills, lost wages or income, pain and sufferings, and funeral expenses for those injured in an accident when you’re legally responsible.
- Property Damage Liability: covers the cost to repair damage to the involved individual’s vehicle, if you’re responsible for causing the accident as well as anything else you hit with your vehicle, such as a fence, street lamp, etc.
- Collision: whether you are at fault or not, this coverage pays for the damage to your car when in a collision with another vehicle once the deductible has been paid out-of-pocket.
- Comprehensive: protects against the losses in a result of theft, vandalism, fires, storms, etc.
- Uninsured and Underinsured Motorist Coverage: protects you and other passengers within your vehicle if injured in an accident by an individual who is uninsured and legally held responsible.
Our Cambridge Insurance Brokers act as professional insurance advisors operating an independent business to serve all your Cambridge car insurance needs. Continuously trained through Registered Insurance Brokers of Ontario approved programs, we simplify the complexities of insurance policies for you, sharing our knowledge and recommendations.
Since we are an independent insurance broker, we are able to maintain relationships with several insurance companies, allowing us to negotiate the best premiums matched to the ultimate insurance coverage.
Continuing to rely on our successful approach to satisfy our customers’ in Cambridge car insurance needs, we provide prompt, personal service whenever you are purchasing or updating your insurance. Count on us to find you the best Cambridge auto insurance for your budget and lifestyle. Request a quote online or directly speak to one of our qualified representatives at (519) 624-2150.