So you’ve decided to join the home-sharing economy? Fantastic! The additional income stream from renting your property can free you up financially—always a good thing. The next step is to protect your investment with the right Airbnb insurance coverage.
Opening your home up to people unfamiliar with the space opens you up to risk. In the event of serious injury or catastrophic damage, it’s important to know that home-sharing platforms like Airbnb, VRBO and HomeAway provide only limited protection from liability and property loss or damage. That’s why it’s Airbnb policy to strongly encourage hosts to seek additional coverage. Our goal is to ensure you’re covered in places where the Airbnb policy falls short. Which is exactly what your home deserves.
When it comes to the changing property rental landscape, knowledge is power. With over three decades protecting homeowners, we make it our business to know all the coverage gaps. Where existing home insurance coverage falls short, we step in with dedicated short-term coverage.
Connect with our brokers for customized insurance solutions that outdo big providers. Specializing in Ontario commercial insurance, we compare Canada’s top insurers to ensure you receive the right coverage at the best possible price.
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Many insurance providers offer coverage for short-term rentals but it is not a standard coverage. There are time limits and additional information that is necessary to ensure that you are covered properly for short-term rentals.
It is important that your insurance provider is aware of any short-term rentals as this could expose the dwelling to risks not normally covered on your standard homeowner policy.
Ask potential renters if they have tenant or homeowner insurance.
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