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Personal Insurance / High-Risk Insurance / High Risk Home Insurance

High Risk Home Insurance


If you have had previous insurance issues or own a non-standard dwelling such as an older building, vacant, rural or rented property, your home insurance may be considered high risk. Regal Insurance Brokers can help.

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Family owned since 2007, Regal Insurance Brokers delivers personalized service you can trust. At Regal, we take the time to understand your needs and priorities to find the right insurance policy for you. Proudly independent, we compare rates from leading Canadian insurers for comprehensive, cost-effective coverage you can count on.

When you align with Regal, you invest in peace of mind. Even if you have no prior insurance history, have missed previous payments or have experienced a policy cancellation, you may qualify for high risk homeowners insurance. We may also provide home insurance in high risk flood areas, severe weather hazard and other natural disaster-prone regions in Ontario for protection where it is needed most. Our friendly and knowledgeable team is dedicated to client service, finding affordable options that fit, and help your family feel secure.

Safeguard your treasured memories

Home is where the heart is. Safeguard your treasured memories with insurance for your house, condo or apartment. Your summer getaway needs protection too: ask about our seasonal home insurance against vandalism, flooding and fire. Regal is pleased to present a wide variety of insurance packages for the homeowner and tenant. Ensure your residence is covered with high risk property insurance by Regal Insurance Brokers.

Serving your community

Established in 1984, Regal continues to serve your community, providing the most up-to-date, dependable insurance information and selection available so you can make an informed choice. Trained by RIBO (Registered Insurance Brokers of Ontario) approved programs, your Regal high risk house insurance broker is here for you every step of the way.

Should pursue an insurance claim?

In the event that you should pursue an insurance claim, your representative at Regal can make certain that your file is treated fairly. For the answers and other practical support you may need to obtain the best possible result, our team can be reached at claims@regalinsurance.com.

Get Your High Risk Property Insurance Quote


Leading high-risk home insurance brokers for Ontario. For more details about the high-risk house insurance we offer and how you can protect your home, we invite you to call our office toll-free at 1-800-516-6276 today or request your complimentary, no-obligation quote online.

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