• Skip to primary navigation
  • Skip to main content

RegalRegal

Any Questions?
1 (800) 516-6276
  • Personal Insurance
    • Personal Insurance
    • Auto Insurance
      • Auto Insurance
      • Car Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV & Motorhome
      • Supplemental Auto Insurance
    • Property Insurance
      • Property Insurance
      • Airbnb Insurance
      • Condo Insurance
      • Home Insurance
      • Landlord Insurance
      • Seasonal Insurance
      • Supplemental Property Insurance
      • Tenant Insurance
    • Life Insurance
      • Life Insurance
      • Term Life Insurance
      • Universal Life Insurance
      • Whole Life Insurance
    • Travel Insurance
      • Travel Insurance
      • Backpacker Travel Insurance
      • Snowbird Travel Insurance
      • Student Travel Insurance
      • Visitors to Canada
    • Other Insurance
      • Boat Insurance
      • High-Risk Insurance
      • Identity Theft Insurance
  • Business Insurance
    • Business Insurance
    • By Industry
    • By Product
    • By Industry
      • Agriculture Insurance
      • Automotive Sales & Service Insurance
      • Contractors Insurance
      • Farm Insurance
      • Home Business Insurance
      • Hospitality Insurance
    • Additional Industries
      • Medical Insurance
      • Professional Insurance
      • Real Estate Insurance
      • Retail Business Insurance
      • Small Business Insurance
      • Wholesaler & Manufacturer’s Insurance
    • Commercial Liability
      • Commercial General Liability Insurance
      • Cyber Liability Insurance
      • Product Liability Insurance
      • Professional Liability Insurance
    • Additional Coverages
      • Business Contents Insurance
      • Business Interruption Insurance
      • Commercial Auto Insurance
      • Commercial Property Insurance
      • Equipment Breakdown Insurance
      • Surety Bond Insurance
  • About Us
    • About Us
    • Our Company
      • Our Family
      • Our Team
      • Who We Represent
      • Why An Independent Broker
    • Our Family
    • Our Team
    • Who We Represent
    • Why An Independent Broker
  • Tools & Resources
    • Tools & Resources
      • Auto Coverage Options
      • Property Coverage Options
      • Frequently Asked Questions
    • Help Center
      • Auto Insurance 101
      • Home Insurance 101
      • Business Insurance 101
  • Manage Your Policy
  • Get A Quote
Personal Insurance / Auto Insurance / Supplemental Auto Insurance

Supplemental Auto Insurance


Going the Distance

Get A Quote
Learn More
Get the Latest Industry News and Information
women car troubles

Be Protected, No Matter the Cause

If you own a car in Ontario, by law you must have car insurance. The most basic policy requires you to carry four types of coverage: third party liability insurance, accident benefits coverage, uninsured automobile coverage and direct compensation-property damage coverage. For peace of mind, you’ll want to consider more than just the basics. Having a more comprehensive auto insurance policy offers added protection in especially difficult situations—that’s where supplemental auto insurance comes in handy.

Collision or Upset Insurance

This type of insurance covers you when you get into an accident with another object, or your vehicle rolls over. This also protects you if you hit something other than another vehicle.

All Perils Insurance

This covers you for any and all potential risks, even if they aren’t listed in your auto insurance policy.

Statutory Benefit

Statutory benefit is included in all standard auto insurance policies in Ontario. This pays for benefits not covered by OHIP in the case of injury from an auto accident. This covers many things, including income replacement, medical and rehabilitation benefits, or even death and funeral costs.

Specified Perils

This pays only for the losses that are specifically listed in your insurance policy. These include fire, theft, or attempted theft, natural disaster, explosion, hail, lightning, rising water and more.

Third-Party Liability

All Ontario drivers are required to carry at least $200,000 in third party liability insurance. This protects you in the event of an accident where you are found legally responsible for damage or injury to others and ensures you are not left paying out of pocket.

Comprehensive Auto Insurance

Covers the cost of your vehicle if it’s stolen or damaged from something other than an accident. This will cover damage caused by theft, natural disasters, animals, fire, water, falling objects, civil disturbances or vandalism.

No Fault Auto Coverage

This simply means that if you’re injured or your car is damaged from an accident, you deal with your own insurance company, no matter who is at fault. You don’t have to go after the “at-fault” driver for compensation for your losses.

Rental Car Insurance

Following an accident, rental car insurance will give you peace of mind, knowing that you can still get around while your vehicle is being repaired. At the time of a claim, you’ll feel better knowing how you’ll still get to work.

Get Your Supplemental Insurance Quote


Not sure your homeowner’s policy comes with the best coverage? No problem! Our network of independent brokers can walk you through the process of adding more.

Get A Quote

Recent Articles

Selling a Car In Ontario

June 1, 2021

Speeding Tickets and Auto Insurance Rates

Regal insurance car ownership

What You Need to Know About Vehicle Ownership in Ontario

October 14, 2020
Help Center Articles

Get Your Insurance Quote Today.

Competitive rates for optimal coverage.

    * Required FieldsThis site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    Call Us With Your Questions 1-800-516-6276
    • Personal
    • Business
    • About Us
    • Manage Your Policy
    • Help Center
    • Testimonials
    • Privacy
    • Sitemap
    • Careers
    Service Areas:
    • Ancaster
    • Brantford
    • Burlington
    • Cambridge
    • Fergus
    • Georgetown
    • Guelph
    • Hamilton
    • Kitchener
    • London
    • Milton
    • Mount Brydges
    • Oakville
    • Sarnia
    • St. Thomas
    • Stratford
    • Strathroy
    • Waterloo
    • Woodstock
    Main Office: 2-428 Gage Ave,
    Kitchener, ON
    N2M 5C9
    Stay Connected
    Are You Paying Too Much for Insurance?

    No obligation, just great information!




      * Required FieldsThis site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

      Copyright © 2023 · Regal Theme on Genesis Framework · WordPress · Log in