12 Ways to Protect Against Flood Damage in Ontario
Ontario homeowners face growing flood risks from spring thaws, heavy rain, and severe storms. Yes, there are ways to protect your home: sealing foundations, installing...
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Protecting your home should be simple. At Regal Insurance, we make it easy for Stratford homeowners to find coverage that balances protection and price. Whether you’re renewing, switching, or insuring your first property, our brokers compare Canada’s top insurers to secure the best fit for your needs.
Get a free quote today and discover why Stratford families choose Regal for affordable, dependable home insurance.
Connect with our brokers for customized insurance solutions that outdo big providers. Specializing in Ontario insurance, we compare Canada’s top insurers to ensure you receive the right coverage at the best possible price.
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From heritage homes near the Avon River to newer developments on the city’s edge, Regal Insurance helps Stratford homeowners safeguard what matters most. Whether you’re purchasing your first home, renewing a current policy, or exploring more affordable options, our brokers compare Canada’s leading insurers, clarify your choices, and guide you to protection that balances value with peace of mind.

Our Stratford brokers help you unlock savings on your home insurance, from security system and claims-free discounts to bundle savings when you combine home and auto. With local expertise, we understand the risks that matter here—like basement flooding, winter weather, and liability protection—and make sure your coverage is tailored to fit.

Managing your home insurance shouldn’t be a hassle. At Regal, you can get a quote, update your coverage, and renew your policy online anytime—or connect with a local Stratford broker when you’d rather talk it through.


We partner with Canada’s top auto insurance providers so you can compare quotes side by side, choose the best coverage for your needs, and lock in a competitive rate, without the hassle.




















Your home in Stratford—whether a heritage property near the Avon River, a family house near Festival Theatre, or a new build on the city’s edge—is worth protecting.
Home insurance safeguards your property and possessions from fire, theft, water damage, and accidents. It also includes liability coverage and living expense support if you must move out. At Regal Insurance, our brokers explain standard protections, outline add-ons, and help you secure coverage that fits your lifestyle.

Covers the physical structure of your home—including walls, roof, and built-in features—against risks like fire, storm damage, and more, ensuring your most valuable asset is secure.
Protects your belongings such as furniture, electronics, clothing, and household goods if they’re stolen, destroyed, or damaged by an insured event inside or outside the home.
Provides coverage if someone is injured on your property or if you accidentally cause damage to another person’s property, helping with medical bills and legal fees.
Helps cover the cost of temporary housing, meals, and other essential living expenses if your home becomes uninhabitable due to a covered incident.

Protects your home and contents from damage caused by overflowing rivers, heavy rain, or melting snow that enters at ground level.
Covers cleanup and repair costs if water or sewage backs up through drains, toilets, or sewers, often causing expensive damage.
Pays for repair or replacement of underground service lines—like water, gas, or power—that connect your home to the utility grid.
Provides extra coverage for items such as jewelry, art, musical instruments, or collectibles that may exceed standard policy limits.
Already a Regal Insurance Brokers client? Access the tools you need—fast. Whether you want to file a claim, update your policy, or speak with your broker, we make it easy to stay protected and informed.
Get step-by-step guidance and support when you need it most. Start your claim online or speak to an expert.
Pay your premium with confidence using our secure online payment system.
Log in to view, download, or print your policy documents whenever you need them.
Book a time that works for you to speak with a Regal advisor—virtually or face-to-face.
Regal Insurance is your independent Ontario insurance broker, focused on people, not platforms. We’re not just another insurance comparison site. Our licensed brokers work for you, not the insurers, delivering smarter guidance and better rates.
A Regal Insurance Broker will help you compare quotes from trusted Canadian providers, avoid unnecessary coverage and save money on your premiums. Speak with real experts who understand Ontario’s wide range of homes—from heritage properties and rural houses to new suburban builds—and the unique risks each one faces.
From quote to claim, Regal is with you every step of the way, whether online, by phone, or in person.
Proudly serving homeowners across Ontario—from Kitchener and London to Mount Brydges, Cambridge, and Oakville—we’re committed to keeping your home and family protected.
Regal Insurance makes it simple to get reliable coverage no matter where you live. With local expertise and digital convenience, our brokers are here to support drivers across every community we serve.
Home insurance rates in Stratford depend on property type, age, and location. Heritage homes near the Avon River may be rated differently than newer builds on the edge of town. Regal Insurance brokers compare Canada’s top insurers to help you find coverage that fits your lifestyle.
Yes. Many Stratford residents save by bundling their home and auto insurance together. Bundling lowers overall premiums and makes managing policies easier. Whether you live near the Festival Theatre, downtown, or in surrounding Perth County, Regal Insurance brokers will find bundle-and-save options that suit your lifestyle.
Stratford homeowners can save by bundling home and auto, installing monitored alarms, or staying claim-free. Additional savings may apply for system upgrades or energy-efficient improvements. Our brokers review all options to maximize potential discounts.
Yes. Homes near flood-prone areas, rivers, or high-traffic commuter routes may affect premiums for both home and auto insurance. Regal Insurance brokers review these risks and compare insurers to find the most competitive rates available.
Switching is straightforward. Provide us with your current policy details, and we’ll shop Canada’s leading insurers. If you choose Regal, we’ll handle the cancellation and ensure your new coverage begins without gaps.
No. Regal Insurance is an independent brokerage that works with many of Canada’s top insurers. This independence means our Stratford brokers are not tied to one company, giving you more choice. We compare multiple policies to secure the right balance of coverage and cost.
Buying home insurance online can be convenient, but working with a local Stratford broker offers expert guidance and personal service. With Regal, you can start online, by phone, or in person, and our brokers will explain your coverage in detail so you know exactly what you are paying for. Many Stratford homeowners prefer the reassurance of having a trusted local advisor to help with claims and policy changes.
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