Regal Insurance Brokers is proud to be a member of the St. Thomas & District Chamber of Commerce
Connect with our brokers for customized insurance solutions that outdo big providers. Specializing in Ontario insurance, we compare Canada’s top insurers to ensure you receive the right coverage at the best possible price.
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From mature neighbourhoods near Pinafore Park to newer homes on the town’s edge, Regal Insurance helps St. Thomas homeowners find the right protection. Whether you’re moving into your first property, renewing your policy, or shopping for a better rate, our brokers make it simple to compare insurers, understand your coverage, and choose a policy that works for you.
Our St. Thomasbrokers help you unlock savings on your home insurance, from security system and claims-free discounts to bundle savings when you combine home and auto. With local expertise, we understand the risks that matter here—like basement flooding, winter weather, and liability protection—and make sure your coverage is tailored to fit.
Managing your home insurance shouldn’t be a hassle. At Regal, you can get a quote, update your coverage, and renew your policy online anytime—or connect with a local St. Thomas broker when you’d rather talk it through.
We partner with Canada’s top auto insurance providers so you can compare quotes side by side, choose the best coverage for your needs, and lock in a competitive rate, without the hassle.
Your home in St. Thomas—whether near Pinafore Park, in a mature neighbourhood, or on the town’s edge—deserves dependable protection tailored to local risks.
Home insurance covers your house and belongings against fire, theft, water damage, and accidents. It also provides liability protection and support for temporary housing after a loss. Regal Insurance brokers walk you through standard coverage, optional add-ons, and how to balance cost with peace of mind.
Covers the physical structure of your home—including walls, roof, and built-in features—against risks like fire, storm damage, and more, ensuring your most valuable asset is secure.
Protects your belongings such as furniture, electronics, clothing, and household goods if they’re stolen, destroyed, or damaged by an insured event inside or outside the home.
Provides coverage if someone is injured on your property or if you accidentally cause damage to another person’s property, helping with medical bills and legal fees.
Helps cover the cost of temporary housing, meals, and other essential living expenses if your home becomes uninhabitable due to a covered incident.
Protects your home and contents from damage caused by overflowing rivers, heavy rain, or melting snow that enters at ground level.
Covers cleanup and repair costs if water or sewage backs up through drains, toilets, or sewers, often causing expensive damage.
Pays for repair or replacement of underground service lines—like water, gas, or power—that connect your home to the utility grid.
Provides extra coverage for items such as jewelry, art, musical instruments, or collectibles that may exceed standard policy limits.
Already a Regal Insurance Brokers client? Access the tools you need—fast. Whether you want to file a claim, update your policy, or speak with your broker, we make it easy to stay protected and informed.
Get step-by-step guidance and support when you need it most. Start your claim online or speak to an expert.
Pay your premium with confidence using our secure online payment system.
Log in to view, download, or print your policy documents whenever you need them.
Book a time that works for you to speak with a Regal advisor—virtually or face-to-face.
Regal Insurance is your independent Ontario insurance broker, focused on people, not platforms. We’re not just another insurance comparison site. Our licensed brokers work for you, not the insurers, delivering smarter guidance and better rates.
A Regal Insurance Broker will help you compare quotes from trusted Canadian providers, avoid unnecessary coverage and save money on your premiums. Speak with real experts who understand Ontario’s wide range of homes—from heritage properties and rural houses to new suburban builds—and the unique risks each one faces.
From quote to claim, Regal is with you every step of the way, whether online, by phone, or in person.
Proudly serving homeowners across Ontario—from Kitchener and London to Mount Brydges, Cambridge, and Oakville—we’re committed to keeping your home and family protected.
Regal Insurance makes it simple to get reliable coverage no matter where you live. With local expertise and digital convenience, our brokers are here to support drivers across every community we serve.
Home insurance costs in St. Thomas vary based on the age, size, and location of your home. Properties near Pinafore Park or on the town’s edge may have different premiums than central neighbourhoods. Regal Insurance brokers shop Canada’s top insurers to help you secure the right protection.
Yes. Many St. Thomas residents save by bundling their home and auto insurance policies together. Bundling lowers overall premiums and makes managing your insurance simpler. Whether you live in the downtown core, Dalewood, or across Elgin County, Regal Insurance brokers will find bundle-and-save options designed for your situation.
Discounts are commonly offered for bundling home and auto, installing monitored alarm systems, or maintaining a claim-free record. St. Thomas homeowners may also save by upgrading older systems or increasing deductibles. Our brokers make sure you receive every eligible discount.
Yes. Homes near flood-prone areas, rivers, or high-traffic commuter routes may affect premiums for both home and auto insurance. Regal Insurance brokers review these risks and compare insurers to find the most competitive rates available.
Switching is easy. Share your existing policy with us, and we’ll compare it against top insurers. If you move forward, we’ll handle the cancellation and ensure your new policy begins smoothly.
No. Regal Insurance is an independent brokerage that works with many of Canada’s top insurers. This independence allows our St. Thomas brokers to compare a wide range of providers and secure the best combination of coverage and cost for each client.
Buying home insurance online may be quick, but working with a local St. Thomas broker offers both convenience and personal guidance. At Regal, you can start online, by phone, or in person, and our brokers will explain your options so you understand exactly what you are paying for. Many St. Thomas homeowners value the peace of mind of having a trusted local advisor to assist with claims or policy updates.
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