A Comprehensive Guide to Contractors Insurance in Ontario
Understanding Contractors Insurance Contractors in Ontario face a unique set of risks every day, from potential legal claims to equipment theft and job site accidents....
As of August 1, 2010, if you are a fully licensed driver who is 21 and under or a novice driver and are caught with any alcohol in your blood, you will receive an immediate 24-hour roadside driver licence suspension. If convicted, you will face a fine of $60-$500 and a 30-day licence suspension.
From an insurance perspective, any suspension is now recorded on your driving record. After the first offence, you could face significantly higher insurance premiums. While your license is suspended, you are uninsurable.
About one quarter of all Ontario collisions with fatalities involve drinking drivers. Drinking and driving hurts us all – through deaths, injuries and personal tragedies, in addition to costs for health care, emergency response and property damage. Please don’t drink and drive.
Did you know?
Drivers who register a BAC from 0.05 to 0.08 (known as the “warn range”) losetheir licence at roadside for 3, 7 or 30 days.
Keep our roads safe for all motorists
If you host an event or party where alcohol is served, you have alegal responsibility to ensure your guests do not drive after drinking.If your event requires a liquor permit, your liability exposure isgreatly increased. The line between host liability and liquor legalliability can be fuzzy. Talk to us about insurance options that can reduce your liquor liability exposure.Attention party or event hosts, here are some tips to reduce yourliquor liability exposure:
Understanding Contractors Insurance Contractors in Ontario face a unique set of risks every day, from potential legal claims to equipment theft and job site accidents....
Navigating the world of insurance can be overwhelming, especially when it comes to securing the right coverage for your personal or business needs. While insurance...
Are you dreading your insurance renewal? You’re not alone. Insurance premiums have seen significant increases across Ontario in 2024. But before you accept defeat, there...
Competitive rates for optimal coverage.
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