Regal Insurance Brokers

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Kitchener - Home Insurance

Though not required by law, most banks or mortgage lenders will insist you purchase home insurance, typically covering the amount of the mortgage before providing you a loan. Insuring your home will give you peace of mind, and has been proven to be a vital factor in Kitchener as the prices of homes continue to escalate. In September 2017, the average price for all residential properties sold was $455,079, an increase of 12% compared to September 2016. Additionally, the average price of detached homes increased by 10%, totalling to $513,873, according to the Kitchener-Waterloo Association of REALTORS.

Home insurance in Kitchener can vary depending on the insurer and type of coverage chosen, which is why it’s important to understand your home and property insurance needs to properly protect it. If you choose to opt out of benefiting from Kitchener home insurance, you may not be able to replace your home or the contents within in the event of serious damage.

While the worst-case scenario isn’t always likely to happen, it’s best to be protected in case they do. Home insurance in Kitchener usually covers four incidents on the property: interior damage, exterior damage, loss or damage of personal assets/belongings, and injuries that may arise while on the premise of the property. If any of these transpire and a claim is made, an out-of-pocket deductible is paid by the homeowner, which was initially agreed upon within the policy, leaving the rest to be paid by the insurance company.

Our Insurance Brokers in Kitchener are dedicated to helping you and your family feel safe, secure, and protected with home insurance. Whether your home is a high-rise condo, apartment, detached, townhouse, or a seasonal lodging, our trained professionals will help you choose the insurance that’s right for you.

At Regal Insurance, we are pleased to get to you know better and work to find a customized Kitchener home insurance plan to protect your belongings. As an independent insurance broker, we are able to secure valued relationships with several insurance companies, allowing us to provide élite products at the right price.

Your chosen insurance in Kitchener will be thoroughly explained alongside any questions you may have as we continue to take the time to understand your needs and budgetary concerns. Let us help you make an informed decision and find the finest home insurance in Kitchener. Request a quote online or directly speak to one of our experts at (519) 578-7170.