The Hidden Costs of Owning a Car in 2025
Yes, beyond the purchase price, owning a car in 2025 comes with many hidden costs—including depreciation, financing interest, insurance, maintenance and repairs, subscriptions, parking, tolls,...
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Finding the right car insurance shouldn’t feel complicated. At Regal Insurance, we help Cambridge drivers save time and money with personalized coverage that fits your needs and budget. Whether you’re renewing, switching, or getting insured for the first time, our local brokers compare top insurers to get you the best value—fast.
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From commuting along Hespeler Road to weekend drives through Galt, Preston, and Hespeler, Regal Insurance helps Cambridge drivers stay protected on the road. Whether you’re insuring your first car, covering multiple vehicles, or simply looking to save at renewal, our brokers make it easy to compare options, understand your coverage, and secure a policy tailored to you.

Our Cambridge brokers help you unlock discounts, from safe-driver and multi-vehicle savings to home and auto bundles, so you get the coverage you need at a price that makes sense. With local expertise, we know the risks Cambridge drivers face every day—from busy commutes to winter road conditions—and tailor coverage to match.

Managing your car insurance shouldn’t be a hassle. At Regal, you can get a quote, adjust your coverage, and renew your policy online anytime—or connect with a local Cambridge broker when you’d rather talk it through.


We partner with Canada’s top auto insurance providers so you can compare quotes side by side, choose the best coverage for your needs, and lock in a competitive rate, without the hassle.




















In Cambridge, auto insurance isn’t optional—it’s the law. But understanding your policy helps you stay confident when the unexpected occurs. From commuting along Hespeler Road to weekend drives through Galt, Preston, and Hespeler, the right coverage ensures you’re protected wherever the road takes you.

Our Cambridge team takes the time to sit down with you, listen to your needs, and explain your options in plain language. Whether you’re insuring your first car, protecting a growing business, or planning for the future, we’ll build a policy around you, not the other way around.
Provides compensation if you’re injured in a car accident, regardless of who was at fault. This includes coverage for medical treatment, rehabilitation, income replacement, attendant care, and other benefits related to recovery. You can customize or increase these benefits based on your needs.
DCPD Covers damage to your vehicle and its contents when another driver is at fault, provided the accident occurs in Ontario and the other driver is insured. Rather than going through the other person’s insurer, you deal directly with your own, which simplifies the claims process.
Protects you if you’re involved in a hit-and-run or a collision with an uninsured driver. It provides coverage for injuries to you or your passengers, and may also cover damage to your vehicle caused by an uninsured motorist.

Covers the cost of repairing or replacing your own car if you’re involved in a collision, whether you’re at fault or not. This includes accidents with other vehicles or objects like guardrails, poles, or curbs.
Protects your vehicle from non-collision-related damage, such as theft, vandalism, fire, falling objects, or severe weather events (like hail or flooding). If something unexpected happens when you’re not driving, this is the coverage that steps in.
Covers the cost of a rental car or alternative transportation if your vehicle is being repaired due to a covered claim (like collision or comprehensive damage). This keeps you mobile while your car is in the shop.
Provides help if you’re stranded on the road. Depending on the insurer, this can include towing, battery boosts, flat tire changes, lockout assistance, and fuel delivery. It’s a convenient add-on that gives peace of mind during unexpected breakdowns.
Already a Regal Insurance Brokers client? Access the tools you need—fast. Whether you want to file a claim, update your policy, or speak with your broker, we make it easy to stay protected and informed.
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Regal Insurance is your independent Ontario auto broker, focused on people, not platforms. We’re not just another insurance comparison site. Our licensed brokers work for you, not the insurers, delivering smarter guidance and better rates.
A Regal Insurance Broker will help you compare quotes from trusted Canadian providers, avoid unnecessary coverage and save money on your premiums. Speak with real experts who understand Ontario roads
From quote to claim, Regal is with you every step of the way, whether online, by phone, or in person.
Proudly serving drivers across Ontario—from Kitchener and London to Mount Brydges, Cambridge, and Oakville—we’re committed to helping you drive protected.

Regal Insurance makes it simple to get reliable coverage no matter where you live. With local expertise and digital convenience, our brokers are here to support drivers across every community we serve.
Car insurance rates in Cambridge depend on your driving history, the type of vehicle you drive, and how often you use it. Location also matters, with commuting on Hespeler Road, Franklin Boulevard, or Highway 401 often influencing premiums. On average, Cambridge drivers pay rates close to the provincial average, but Regal Insurance helps reduce costs by comparing quotes from Canada’s top insurers to find coverage that fits your budget.
Yes. Many Cambridge residents save by bundling their home and auto insurance with the same provider. Bundling lowers premiums and makes managing your insurance easier with one point of contact. Whether you live in Galt, Preston, or Hespeler, Regal Insurance brokers will find bundle-and-save options that match your needs.
Cambridge drivers can access a range of discounts on auto insurance. Common examples include safe driver savings, multi-vehicle discounts for households, and loyalty benefits for staying with the same insurer. Additional discounts may be available for winter tires, security devices, or combining policies. Regal brokers look at every option to ensure Cambridge clients get the best possible savings.
Yes, insurers consider commute patterns when setting premiums. Daily trips along Hespeler Road, Highway 401, or into Kitchener and Guelph mean more time in traffic, which can affect costs. Regal Insurance brokers help Cambridge drivers find coverage that reflects their driving habits while keeping rates affordable.
Switching your auto insurance to Regal is straightforward. You can start with a free quote online or over the phone, and our brokers will compare rates from Canada’s leading insurers. If you decide to switch, Regal will handle the process, including cancelling your old policy and setting up your new one so you remain fully covered. Many Cambridge drivers switch at renewal, but it is also possible mid-policy if savings are available.
No. Regal Insurance is an independent brokerage that partners with many of Canada’s top insurers. This independence means our Cambridge brokers are not tied to one company, giving you more choice. We compare multiple policies to secure the right balance of coverage and cost.
Buying auto insurance online can be convenient, but working with a local Cambridge broker provides both guidance and flexibility. At Regal, you can start online, over the phone, or in person, and our brokers will explain every detail so you know exactly what you are covered for. Many Cambridge drivers prefer the peace of mind that comes with having a local advisor for claims and questions.
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