Do you have plans to study abroad? Travel is its own form of education, choosing to study in a foreign place is an automatic win-win. Studying abroad is an exciting adventure and you’re bound to learn a lot. Your goal now should be ensuring the hardest lesson isn’t the high cost of health care in your new surroundings. That’s where student travel insurance comes in.
If you’re a Canadian student and heading outside the country for college or university, getting student insurance for both emergency and non-emergency medical care is a wise decision. This gives you more time to focus on your grades and get the most out of the cultural experience.
Find out why travel insurance is so important.
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It is highly recommended as your provincial health plan won’t cover you outside of your home country. Without worldwide emergency medical insurance, there are many financial inconveniences that a person could experience if a medical emergency were to occur.
The most important coverage to get would be emergency medical coverage; however, there is also coverage available for trip interruption, baggage and flight delay.
A student that may be returning to their home province at any point in the year would benefit from a multi-trip policy as this would allow them to continue coverage when they return to their schooling. It is important to make sure you specify an appropriate maximum trip length to ensure you are covered the entire time you are away from your home province.
Both TuGo and Allianz offer a 10 day cancellation period to allow time for you to review the policy to ensure the coverage suits your needs. If your trip has not begun and you decide to cancel within those 10 days, a full refund will be provided. You will need to contact your company within 10 days of the application date to request this.
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