This ride-sharing insurance policy provides coverage that includes statutory accident benefits, uninsured motorist coverage and third-party liability of up to $1 million while the app is in use but no ride has been accepted and $2 million after a ride has been accepted.
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Here at Regal Insurance, we pride ourselves on serving the province of Ontario with the best and most current line-up of insurance products on the market. Being one of the largest family-run insurance companies in this area, we conduct business with a personal touch that only a family-run operation can provide. Our team is proud to offer ride-sharing insurance for Uber, Lyft, and Turo through a broad selection of insurance carriers (currently Uber is only available in Alberta and Ontario). Combined with some of your other insurance products, we are able to reward valued customers with savings on Uber and ride-sharing insurance cost. Some of these carriers will even add Uber driver insurance coverage onto your existing automobile policy at no extra cost, depending on how many hours Uber is utilized monthly.
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Because ride-sharing has become increasingly popular with commuters in today’s economy, Uber is cheaper than the traditional Yellow Taxi service, and is the epitome of a technology platform, a far cry from the “horse and buggy” of yesteryear! This new and innovative method of transportation benefits not only the riders, but drivers who are seeking to easily supplement their current incomes. As an added bonus, Uber driver insurance and ride-sharing insurance is now also easier than ever to obtain. Having access to the proper Uber auto insurance gives both passengers and drivers the assurance to participate in this new travel opportunity with full confidence. Uber X is the most popular and economical, accommodating up to 4 people utilizing smaller vehicles (2001 and newer) such as hatchbacks, family vehicles, and sedans. Uber XL uses a van and is meant to accommodate up to 6 passengers. Luxury vehicles (Uber Select) such as Mercedes, Lincoln, and BMW can be used by 4 people. In addition, there is UberPool (ride-sharing with other people) and UberHop (ride-sharing on common routes at peak hours) as examples of the Uber experience. Uber auto insurance is a necessity for all forms of Uber travel for protection and safety. No matter your means of ride-sharing, our team at Regal Insurance is here to provide you the best insurance policy with the coverage you deserve.
The difference between Uber car insurance and commercial vehicle insurance (such as taxis) is that you are utilizing both personal and paid fare driving. Because ride-sharing is a relatively new concept, there needs to be a specialized insurance to cover these vehicles in order to ensure safety on the road. This recent legislation has created a whole new way to travel within your city where your Smartphone apps connect drivers and passengers. Because the insurance cost is so reasonable, it makes sense for so many people living and working in large cities to choose Uber as their preferred method of transportation.
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