Are you a boat owner? Sailing and boating are fun and rewarding, though not without their risks. Which is why having the right boat insurance policy matters. The first thing to consider is the type of watercraft you’re insuring. You can roll kayaks, dinghies and canoes into your home insurance. For larger vessels and personal watercraft, you’ll want to consider sailboat insurance, as well as Jet-Ski™ insurance.
It’s tempting to think of marine insurance the same way you would car insurance, but there are some additional considerations with boat insurance. For example, is your boat for private pleasure or commercial use? Are you planning to make modifications to enhance speed and performance? You might also be wondering about geography if you like boating outside the country.
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