Connect with our brokers for customized insurance solutions that outdo big providers. Specializing in Ontario insurance, we compare Canada’s top insurers to ensure you receive the right coverage at the best possible price.
Fill out this short form and get your free, no-obligation insurance quote today!
From daily drives over the Blue Water Bridge to weekends along Lake Huron, Regal Insurance helps Sarnia drivers stay protected on the road. Whether you’re a cross-border commuter, a family with multiple vehicles, or looking to save at renewal, our brokers make it easy to compare insurers, understand your options, and secure affordable coverage.
Our Sarnia brokers help you unlock discounts, from safe-driver and multi-vehicle savings to home and auto bundles, so you get the coverage you need at a price that makes sense. With local expertise, we know the risks Sarnia drivers face every day—from busy commutes to winter road conditions—and tailor coverage to match.
Managing your car insurance shouldn’t be a hassle. At Regal, you can get a quote, adjust your coverage, and renew your policy online anytime—or connect with a local Sarnia broker when you’d rather talk it through.
We partner with Canada’s top auto insurance providers so you can compare quotes side by side, choose the best coverage for your needs, and lock in a competitive rate, without the hassle.
In Sarnia, auto insurance isn’t optional—it’s the law. But understanding your policy makes all the difference when the unexpected occurs. From daily drives over the Blue Water Bridge to weekends along Lake Huron, the right coverage ensures you’re protected on every journey.
Our Sarnia team takes the time to sit down with you, listen to your needs, and explain your options in plain language. Whether you’re insuring your first car, protecting a growing business, or planning for the future, we’ll build a policy around you, not the other way around.
Provides compensation if you’re injured in a car accident, regardless of who was at fault. This includes coverage for medical treatment, rehabilitation, income replacement, attendant care, and other benefits related to recovery. You can customize or increase these benefits based on your needs.
DCPD Covers damage to your vehicle and its contents when another driver is at fault, provided the accident occurs in Ontario and the other driver is insured. Rather than going through the other person’s insurer, you deal directly with your own, which simplifies the claims process.
Protects you if you’re involved in a hit-and-run or a collision with an uninsured driver. It provides coverage for injuries to you or your passengers, and may also cover damage to your vehicle caused by an uninsured motorist.
Covers the cost of repairing or replacing your own car if you’re involved in a collision, whether you’re at fault or not. This includes accidents with other vehicles or objects like guardrails, poles, or curbs.
Protects your vehicle from non-collision-related damage, such as theft, vandalism, fire, falling objects, or severe weather events (like hail or flooding). If something unexpected happens when you’re not driving, this is the coverage that steps in.
Covers the cost of a rental car or alternative transportation if your vehicle is being repaired due to a covered claim (like collision or comprehensive damage). This keeps you mobile while your car is in the shop.
Provides help if you’re stranded on the road. Depending on the insurer, this can include towing, battery boosts, flat tire changes, lockout assistance, and fuel delivery. It’s a convenient add-on that gives peace of mind during unexpected breakdowns.
Already a Regal Insurance Brokers client? Access the tools you need—fast. Whether you want to file a claim, update your policy, or speak with your broker, we make it easy to stay protected and informed.
Get step-by-step guidance and support when you need it most. Start your claim online or speak to an expert.
Pay your premium with confidence using our secure online payment system.
Log in to view, download, or print your policy documents whenever you need them.
Book a time that works for you to speak with a Regal advisor—virtually or face-to-face.
Regal Insurance is your independent Ontario auto broker, focused on people, not platforms. We’re not just another insurance comparison site. Our licensed brokers work for you, not the insurers, delivering smarter guidance and better rates.
A Regal Insurance Broker will help you compare quotes from trusted Canadian providers, avoid unnecessary coverage and save money on your premiums. Speak with real experts who understand Ontario roads
From quote to claim, Regal is with you every step of the way, whether online, by phone, or in person.
Proudly serving drivers across Ontario—from Kitchener and London to Mount Brydges, Cambridge, and Oakville—we’re committed to helping you drive protected.
Regal Insurance makes it simple to get reliable coverage no matter where you live. With local expertise and digital convenience, our brokers are here to support drivers across every community we serve.
Car insurance rates in Sarnia depend on your driving history, the type of vehicle you drive, and how often you use it. Location also matters, with commuting on Highway 402, the Blue Water Bridge, or busy city routes influencing premiums. On average, Sarnia drivers pay rates close to the Ontario provincial average, but Regal Insurance helps lower costs by comparing quotes from Canada’s top insurers to find the right coverage for your needs and budget.
Yes. Many Sarnia residents save money by bundling their home and auto insurance policies. Bundling lowers premiums and simplifies managing multiple policies. Whether you live near Bright’s Grove, downtown Sarnia, or in neighbouring Lambton County, Regal Insurance brokers will find bundle-and-save options suited to your lifestyle.
Sarnia drivers have access to many discounts that can reduce auto insurance costs. These include safe driver discounts for clean records, multi-vehicle savings for households, and loyalty rewards. Additional discounts may be offered for using winter tires, adding anti-theft devices, or combining home and auto coverage. Regal Insurance brokers review every option to ensure Sarnia clients maximize their savings.
Yes, your commute can influence how much you pay. Regular travel on Highway 402, the Blue Water Bridge, or into nearby U.S. destinations means more time on high-traffic routes, which insurers factor into pricing. Regal brokers help Sarnia drivers find coverage that matches their commute while keeping rates affordable.
Switching to Regal is easy. Start by requesting a free quote online or over the phone, and our brokers will compare rates from Canada’s top insurers. If you decide to switch, Regal will handle the process, including cancelling your old policy and setting up your new one so there’s no gap in coverage. Many Sarnia drivers switch at renewal, but it is also possible mid-policy if it leads to savings.
No. Regal Insurance is an independent brokerage that works with many of Canada’s leading insurers. This independence means our Sarnia brokers are not tied to one provider and can compare multiple options to find the best combination of coverage and price.
Buying car insurance online may seem quick, but working with a local Sarnia broker combines convenience with expert guidance. With Regal, you can begin online, by phone, or in person, and our brokers will walk you through your coverage so you know exactly what you are getting. Many Sarnia drivers appreciate having a trusted local advisor who can answer questions and provide support when filing claims.
Yes, beyond the purchase price, owning a car in 2025 comes with many hidden costs—including depreciation, financing interest, insurance, maintenance and repairs, subscriptions, parking, tolls,...
Tariffs don’t directly raise your auto insurance premiums, but they do make car repairs more expensive—and higher repair bills often translate into higher insurance rates....
Yes, studies show that keyless cars are more likely to be stolen in Ontario due to “relay attacks,” where thieves amplify your fob’s signal to...
