Connect with our brokers for customized insurance solutions that outdo big providers. Specializing in Ontario insurance, we compare Canada’s top insurers to ensure you receive the right coverage at the best possible price.
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From character homes in Durand to family houses on the Mountain, Regal Insurance helps Hamilton homeowners protect their biggest investment. Whether you’re buying your first home, renewing your current policy, or looking to switch for better value, our brokers compare Canada’s top insurers, explain your options, and guide you to coverage that fits your needs and budget.
Our Hamilton brokers help you unlock savings on your home insurance, from security system and claims-free discounts to bundle savings when you combine home and auto. With local expertise, we understand the risks that matter here—like basement flooding, winter weather, and liability protection—and make sure your coverage is tailored to fit.
Managing your home insurance shouldn’t be a hassle. At Regal, you can get a quote, update your coverage, and renew your policy online anytime—or connect with a local Hamilton broker when you’d rather talk it through.
We partner with Canada’s top auto insurance providers so you can compare quotes side by side, choose the best coverage for your needs, and lock in a competitive rate, without the hassle.
Your home in Hamilton—whether a character house in Durand, a family place in Westdale, or a property on the Mountain—faces risks that come with city and lakeshore living.
Home insurance protects your dwelling and belongings from fire, theft, water damage, and accidents. It also provides liability coverage and temporary housing if you’re forced out after a loss. At Regal Insurance, our brokers explain standard protections, review add-ons, and help you choose coverage that fits your home and lifestyle.
Covers the physical structure of your home—including walls, roof, and built-in features—against risks like fire, storm damage, and more, ensuring your most valuable asset is secure.
Protects your belongings such as furniture, electronics, clothing, and household goods if they’re stolen, destroyed, or damaged by an insured event inside or outside the home.
Provides coverage if someone is injured on your property or if you accidentally cause damage to another person’s property, helping with medical bills and legal fees.
Helps cover the cost of temporary housing, meals, and other essential living expenses if your home becomes uninhabitable due to a covered incident.
Protects your home and contents from damage caused by overflowing rivers, heavy rain, or melting snow that enters at ground level.
Covers cleanup and repair costs if water or sewage backs up through drains, toilets, or sewers, often causing expensive damage.
Pays for repair or replacement of underground service lines—like water, gas, or power—that connect your home to the utility grid.
Provides extra coverage for items such as jewelry, art, musical instruments, or collectibles that may exceed standard policy limits.
Already a Regal Insurance Brokers client? Access the tools you need—fast. Whether you want to file a claim, update your policy, or speak with your broker, we make it easy to stay protected and informed.
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Pay your premium with confidence using our secure online payment system.
Log in to view, download, or print your policy documents whenever you need them.
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Regal Insurance is your independent Ontario insurance broker, focused on people, not platforms. We’re not just another insurance comparison site. Our licensed brokers work for you, not the insurers, delivering smarter guidance and better rates.
A Regal Insurance Broker will help you compare quotes from trusted Canadian providers, avoid unnecessary coverage and save money on your premiums. Speak with real experts who understand Ontario’s wide range of homes—from heritage properties and rural houses to new suburban builds—and the unique risks each one faces.
From quote to claim, Regal is with you every step of the way, whether online, by phone, or in person.
Proudly serving homeowners across Ontario—from Kitchener and London to Mount Brydges, Cambridge, and Oakville—we’re committed to keeping your home and family protected.
Regal Insurance makes it simple to get reliable coverage no matter where you live. With local expertise and digital convenience, our brokers are here to support drivers across every community we serve.
Home insurance rates in Hamilton vary depending on the type of property, its age, and location. Heritage homes in Durand or lakefront properties may carry different premiums than newer homes on the Mountain. Regal Insurance brokers compare Canada’s top insurers to help you secure coverage that fits your needs.
Yes. Many Hamilton residents save by bundling their home and auto insurance. Bundling reduces overall premiums and simplifies managing multiple policies. Whether you live on the Mountain, downtown near the waterfront, or in neighbourhoods like Ancaster or Stoney Creek, Regal Insurance brokers will find bundle-and-save options that suit your lifestyle.
Hamilton homeowners can save by bundling home and auto, installing monitored security systems, or maintaining a claims-free record. Upgrades to roofing, plumbing, or electrical systems may also qualify you for lower rates. Our brokers review all discount opportunities to maximize your savings.
Yes. Homes located near the waterfront, flood plains, or high-traffic routes like the QEW may impact both home and auto premiums. Regal Insurance brokers explain how these factors are considered by insurers and compare options to help keep rates competitive.
Switching is simple. Provide us with your current policy details, and we’ll compare them with Canada’s top insurers. If you switch, we handle the cancellation and ensure your new policy begins without interruption.
No. Regal Insurance is an independent brokerage that works with many of Canada’s top insurers. This independence allows our Hamilton brokers to compare a variety of policies to secure the right balance of cost and coverage for each driver.
Buying home insurance online may be quick, but working with a local Hamilton broker offers the benefit of personal service and expert guidance. With Regal, you can start the process online, by phone, or in person, and our brokers will ensure you fully understand your coverage. Many Hamilton homeowners prefer the support of a trusted local advisor when it comes to handling claims or adjusting policies.
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