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From climbing the Mountain on the Linc to weekend drives along the waterfront, Regal Insurance helps Hamilton drivers stay protected on the road. Whether you’re new to the city, managing a multi-vehicle household, or renewing your coverage, our brokers make it easy to compare top insurers, understand your options, and lock in affordable protection.
Our Hamilton brokers help you unlock discounts, from safe-driver and multi-vehicle savings to home and auto bundles, so you get the coverage you need at a price that makes sense. With local expertise, we know the risks Hamilton drivers face every day—from busy commutes to winter road conditions—and tailor coverage to match.
Managing your car insurance shouldn’t be a hassle. At Regal, you can get a quote, adjust your coverage, and renew your policy online anytime—or connect with a local Hamilton broker when you’d rather talk it through.
We partner with Canada’s top auto insurance providers so you can compare quotes side by side, choose the best coverage for your needs, and lock in a competitive rate, without the hassle.
In Hamilton, auto insurance isn’t optional—it’s the law. But knowing what your policy covers gives peace of mind when the unexpected happens. From climbing the Mountain on the Linc to weekend drives along the waterfront, the right coverage keeps you protected on every journey.
Our Hamilton team takes the time to sit down with you, listen to your needs, and explain your options in plain language. Whether you’re insuring your first car, protecting a growing business, or planning for the future, we’ll build a policy around you, not the other way around.
Provides compensation if you’re injured in a car accident, regardless of who was at fault. This includes coverage for medical treatment, rehabilitation, income replacement, attendant care, and other benefits related to recovery. You can customize or increase these benefits based on your needs.
DCPD Covers damage to your vehicle and its contents when another driver is at fault, provided the accident occurs in Ontario and the other driver is insured. Rather than going through the other person’s insurer, you deal directly with your own, which simplifies the claims process.
Protects you if you’re involved in a hit-and-run or a collision with an uninsured driver. It provides coverage for injuries to you or your passengers, and may also cover damage to your vehicle caused by an uninsured motorist.
Covers the cost of repairing or replacing your own car if you’re involved in a collision, whether you’re at fault or not. This includes accidents with other vehicles or objects like guardrails, poles, or curbs.
Protects your vehicle from non-collision-related damage, such as theft, vandalism, fire, falling objects, or severe weather events (like hail or flooding). If something unexpected happens when you’re not driving, this is the coverage that steps in.
Covers the cost of a rental car or alternative transportation if your vehicle is being repaired due to a covered claim (like collision or comprehensive damage). This keeps you mobile while your car is in the shop.
Provides help if you’re stranded on the road. Depending on the insurer, this can include towing, battery boosts, flat tire changes, lockout assistance, and fuel delivery. It’s a convenient add-on that gives peace of mind during unexpected breakdowns.
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Regal Insurance is your independent Ontario auto broker, focused on people, not platforms. We’re not just another insurance comparison site. Our licensed brokers work for you, not the insurers, delivering smarter guidance and better rates.
A Regal Insurance Broker will help you compare quotes from trusted Canadian providers, avoid unnecessary coverage and save money on your premiums. Speak with real experts who understand Ontario roads
From quote to claim, Regal is with you every step of the way, whether online, by phone, or in person.
Proudly serving drivers across Ontario—from Kitchener and London to Mount Brydges, Cambridge, and Oakville—we’re committed to helping you drive protected.
Regal Insurance makes it simple to get reliable coverage no matter where you live. With local expertise and digital convenience, our brokers are here to support drivers across every community we serve.
Car insurance rates in Hamilton depend on factors such as your driving history, the type of vehicle you own, and how often you use it. Location also influences premiums, with commuting on the Lincoln M. Alexander Parkway, Red Hill Valley Parkway, or Highway 403 factored into risk. On average, Hamilton drivers pay rates close to the Ontario provincial average, but Regal Insurance helps lower costs by comparing quotes from Canada’s top insurers to find the right policy for your budget.
Yes. Many Hamilton residents save by bundling their home and auto insurance. Bundling reduces overall premiums and simplifies managing multiple policies. Whether you live on the Mountain, downtown near the waterfront, or in neighbourhoods like Ancaster or Stoney Creek, Regal Insurance brokers will find bundle-and-save options that suit your lifestyle.
Hamilton drivers can access a variety of discounts to help lower auto insurance premiums. These include safe driver discounts, multi-vehicle savings, and loyalty benefits for long-term policyholders. Additional discounts may be available for winter tires, security systems, or bundling multiple policies. Regal brokers ensure Hamilton drivers maximize all eligible savings.
Yes, commute patterns can impact premiums. Daily drives on the Linc, Red Hill, or Highway 403 expose drivers to high traffic, which insurers factor into pricing. Regal brokers help Hamilton drivers find insurance that reflects their commuting habits while keeping costs reasonable.
Switching to Regal is simple. Start by requesting a free quote online or over the phone, and our brokers will compare rates from Canada’s top insurers. If you decide to switch, Regal will manage the transition, including cancelling your old policy and arranging your new one so your coverage continues without interruption. Many Hamilton drivers make the switch at renewal, but it is possible to change mid-policy if it results in savings.
No. Regal Insurance is an independent brokerage that works with many of Canada’s top insurers. This independence allows our Hamilton brokers to compare a variety of policies to secure the right balance of cost and coverage for each driver.
Buying insurance online may be quick, but working with a local Hamilton broker offers the benefit of personal service and expert guidance. With Regal, you can start the process online, by phone, or in person, and our brokers will ensure you fully understand your coverage. Many Hamilton drivers prefer the support of a trusted local advisor when it comes to handling claims or adjusting policies.
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