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HVAC Contractor Insurance


The installation, repair and maintenance of heating, air conditioning and ventilation systems is an involved and technical business.

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Each day comes with new risks and challenges that require you to have sound protection well in advance. A fire could occur after a simple oversight while working on the job. Your truck could be broken into, and valuable tools stolen. With this being the case, you require an HVAC contractor insurance policy to protect yourself and your subcontractors.

At Regal Insurance Brokers, we have years and years of experience providing HVAC contractor insurance and will work with you to create a policy that protects you against all unforeseen liabilities. As one of our customers, you can arrive on the job site with total confidence that you are immune to risks and hazards like fire, accidents and theft. All thanks to your HVAC contractor insurance.

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Your HVAC business Insurance will be tailored to meet the specific needs of your work. Completely customizable for your particular business, Regal works with contractors in:

  • Residential HVAC
  • Commercial & Industrial HVAC
  • Specialty HVAC
  • Subcontractors
  • Home Maintenance
  • Repair
  • Renovation
  • Improvement Businesses

Get your hvac contractor insurance quote today!


Connect with our brokers for customized insurance solutions that outdo big providers. Specializing in Ontario commercial insurance, we compare Canada’s top insurers to ensure you receive the right coverage at the best possible price.

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    HVAC Business Insurance

    HVAC business insurance coverage comes in many forms. Your policy will provide:

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    Coverage Options

    General HVAC Liability Insurance

    Coverage for water damage, heating or air conditioning system leaks, damaged boilers, electrical malfunction and fire.

    Commercial Vehicle Insurance

    Primarily covers damages that occur while an employee is driving a company vehicle, and the costs of a rental.

    Equipment Breakdown Insurance

    Includes loss of equipment, loss of business (work stoppages and downtime resulting from equipment breakdown), and recovery expenses (covers additional costs incurred after a work stoppage).

    Tools Coverage

    Protects the tools you use from loss, theft or other events resulting in their destruction or absence. Also protects your pumps, charging stations, and gauges.

    Other

    Your Regal Broker will discuss all other HVAC insurance coverage requirements you may have, and make sure to add them to your policy when necessary.

    Manage Your Insurance Without the Hassle

    Already a Regal Insurance Brokers client? Access the tools you need—fast. Whether you want to file a claim, update your policy, or speak with your broker, we make it easy to stay protected and informed.

    Our independent claims specialists 
are here to help

    Get step-by-step guidance and support when you need it most. Start your claim online or speak to an expert.

    Make a Claim

    Online payments 
are quick, easy and secure

    Pay your premium with confidence using our secure online payment system.

    Make a Payment

    Access your insurance documents anytime, anywhere

    Log in to view, download, or print your policy documents whenever you need them.

    View My Documents

    Our team members are here to serve you, online or in-person

    Book a time that works for you to speak with a Regal advisor—virtually or face-to-face.

    Get in Touch

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