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London - Auto Insurance
Auto Insurance – London
Car insurance is an essential piece of owning a vehicle as it covers most, if not all expenses in the event of vehicle damage or injuries to other drivers, passengers, and pedestrians. At Regal Insurance, our trained professionals are eager to provide cost-effective, full coverage car insurance in London to suit your needs.
In 2016, there were nearly 8,500 crashes in London, Ontario, according to statistics from city police. The junction at Wellington Rd. South and Exeter Rd. holds the lead with 84 crashes in 2016, for a second year in a row. Accidents happen unexpectedly and it’s important to be prepared if they do.
Required by law, car insurance is a contract between you and an insurance company in which an agreement is made for a premium to be paid, and in the event of an accident, the damages are covered according to your specific policy.
There are several different types of coverage, which may be priced differently, depending on the insurance company:
- Bodily Injury Liability: If you’re involved in an accident and deemed legally responsible, this type of coverage pays for medical bills, lost wages or income, pain and sufferings, and funeral expenses for those injured.
- Property Damage Liability: If damage occurs to the other vehicle involved and you’re accountable, the cost for restoration is covered. If an object such as a fence or street lamp is hit, the damage to your vehicle is also covered.
- Collision: Whether you are at fault or not, the damages to your vehicle are covered if a collision occurs with another vehicle, once the out-of-pocket deductible has been paid.
- Comprehensive: If your vehicle is stolen or damaged beyond repair due to storms, floods, falling objects, vandalism, etc., this type of coverage pays for the expenses.
- Uninsured and Underinsured Motorist Coverage: You are protected if you and your passenger(s) are injured in an accident by an individual who is uninsured and legally responsible.
Our Insurance Brokers in London have been a part of a leading provider of insurance and pride themselves on the principle of finding the perfect insurance to suit each individual. Constantly trained through Registered Insurance Brokers of Ontario approved programs, we make the process simple by removing the complexities of London car insurance, sharing our knowledge and recommendations.
As a professional, independent insurance brokerage, it’s our job to compare the competing rates of auto insurance in London and the surrounding areas. We are able to do so by maintaining relationships with multiple insurance companies which in turn allows us to negotiate the best premiums to provide the most comprehensive and affordable options to you.
The success of our Insurance Brokers in London relies solely upon satisfying your London car insurance needs. If you desire quick, personal service when purchasing or updating your insurance, request a quote online or directly speak to one of our experts at 519-514-5796 today.