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High-Risk Commercial Insurance


Sometimes doing business can be risky, but don’t jeopardize your business by not having the appropriate high-risk commercial insurance coverage! Regal Insurance knows every business is different, and that each owner deserves the right type and amount of high-risk business insurance.

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Protect your high-risk business today!

At Regal Insurance, we help businesses determine if they have a high-risk business and thus are considered a higher insurance risk. A high-risk business is often one with high liability, is located within a high-risk area, or is within an unstable industry. Often these types of businesses have a higher track record of claims and potential lawsuits against them, entailing extra support from brokers because of their unique insurance requirements.

High-risk commercial insurance is generally allotted into three categories: high-risk commercial auto, high-risk commercial property, and high-risk business.

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Choose Regal Insurance for all your high-risk commercial insurance needs.

Regardless of the type of high-risk business you own, Regal Insurance actively seeks the best high-risk commercial insurance coverage for all our Ontario clients.

Regal Insurance has served the Ontario region for over 30 years as a leading provider of home, auto, life, travel, and commercial insurance. We are one of Ontario’s most cost-effective insurance brokerage companies, and we will make sure your premiums are competitive while providing you with comprehensive high-risk business insurance coverage. Here at Regal Insurance, we have a simple vision of matching insurance products and pricing to meet the needs of each individual and are committed to continuing to build on our strong company foundation by regularly introducing new technology, insurers, and products to increase the value we offer to our clients. At Regal, we take the time to understand your needs, priorities, and budgetary concerns when it comes to home, auto, life, travel, and commercial insurance. We work to deliver best-in-class client service through our dedicated staff of professional insurance brokers while making you feel safe and secure by covering all of your personal insurance or commercial insurance needs.

Get your high-risk commercial insurance quote today!


Connect with our brokers for customized insurance solutions that outdo big providers. Specializing in Ontario commercial insurance, we compare Canada’s top insurers to ensure you receive the right coverage at the best possible price.

Fill out this short form and get your free, no-obligation high-risk commercial insurance quote today!

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    High-Risk Insurance

    Some industries and situations require specialized protection. Regal Insurance offers tailored high-risk coverage for when standard policies aren’t enough, including high-risk commercial auto, property, and business insurance.

     

    High-risk commercial truck or auto insurance

    You may need high-risk commercial truck or auto insurance because:

    • You’ve allocated a number of tickets, accidents, or claims
    • You have a new business that requires a vehicle, but have no prior insurance history
    • You drive for your business
    • You operate a high-risk vehicle

    High-risk commercial property insurance

    You may need high-risk commercial property insurance because:

    • You own a vacant property
    • You rent business spaces, have rentals or student housing
    • You have high-risk tenants
    • You are located in a remote or high-risk area

    High-risk commercial business insurance

    You may need high-risk commercial business insurance because:

    • You operate a high liability business
    • You reside in a high-risk location
    • Your business is a high financial risk

    At Regal Insurance, we understand that these types of high-risk commercial insurance require coverage that surpasses what is covered by standard insurance policies. Our high-risk insurance brokers offer a wide range of products and solutions and are dedicated to helping you find the best high-risk insurance coverage to protect your auto, property, and business interests. We are devoted to helping our clients understand why they may be labelled high-risk and what kind of unique insurance coverage they require.

    Manage Your Insurance Without the Hassle

    Already a Regal Insurance Brokers client? Access the tools you need—fast. Whether you want to file a claim, update your policy, or speak with your broker, we make it easy to stay protected and informed.

    Our independent claims specialists 
are here to help

    Get step-by-step guidance and support when you need it most. Start your claim online or speak to an expert.

    Make a Claim

    Online payments 
are quick, easy and secure

    Pay your premium with confidence using our secure online payment system.

    Make a Payment

    Access your insurance documents anytime, anywhere

    Log in to view, download, or print your policy documents whenever you need them.

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    Our team members are here to serve you, online or in-person

    Book a time that works for you to speak with a Regal advisor—virtually or face-to-face.

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