The Hidden Costs of Owning a Car in 2025
Yes, beyond the purchase price, owning a car in 2025 comes with many hidden costs—including depreciation, financing interest, insurance, maintenance and repairs, subscriptions, parking, tolls,...

Typically, auto insurance rates tend to drop as drivers enter middle age, acquiring many years of driving experience.
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Most insurance companies recognize the longevity and reward drivers with lower vehicle insurance and discounts. As an independent brokerage in Ontario, it’s our job to help you find first-rate car insurance for people over 50.
Although your age can be a major factor in determining what your premium is for your auto insurance, other factors can still contribute such as:
There are many considerations as to why over 50 car insurance rates are lower, which is why it’s important to understand what you qualify for.

At Regal Insurance, we help provide cost-effective 50 plus car insurance in order to reward those with a good driving history. We offer detailed auto insurance quotes at no obligation, so you can make an informed decision about the policy that’s right for you.
We take the time to deliver personal assistance and comprehend your needs and changes to your lifestyle by providing you with the vehicle insurance you deserve. Our Insurance Brokers are continuously trained through RIBO (Registered Insurance Brokers of Canada) approved programs to better understand every product available while removing the complexities of auto insurance along the way.
As an independent insurance broker, we’re able to carefully assess and negotiate the best premiums and determine any potential discounts for over 50 car insurance through our valued relationships with several insurance companies. Whether you qualify for the age discount, new business and customer loyalty, low mileage, multi-line or multi-vehicle discount, our qualified professionals will make sure you receive it.
Connect with our brokers for customized insurance solutions that outdo big providers. Specializing in Ontario commercial insurance, we compare Canada’s top insurers to ensure you receive the right coverage at the best possible price.
Fill out this short form and get your free, no-obligation over 50 car insurance quote today!

We partner with Canada’s top auto insurance providers so you can compare quotes side by side, choose the best coverage for your needs, and lock in a competitive rate, without the hassle.




















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