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Over 50 Car Insurance


Typically, auto insurance rates tend to drop as drivers enter middle age, acquiring many years of driving experience.

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Car Insurance for Senior Citizens

Most insurance companies recognize the longevity and reward drivers with lower vehicle insurance and discounts. As an independent brokerage in Ontario, it’s our job to help you find first-rate car insurance for people over 50.

Although your age can be a major factor in determining what your premium is for your auto insurance, other factors can still contribute such as:

  • The type of vehicle you drive: switching from a high-end vehicle to a standard, family car can help decrease your rates.
  • How often you drive: If you’re retired or simply driving less than when you were in your younger years, your insurance rates could be vastly reduced.
  • Your driving record: If you have maintained a good driving record throughout the years, it can result in a discount and lead to great insurance savings.

There are many considerations as to why over 50 car insurance rates are lower, which is why it’s important to understand what you qualify for.

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Shopping for 50 Plus Car Insurance

At Regal Insurance, we help provide cost-effective 50 plus car insurance in order to reward those with a good driving history. We offer detailed auto insurance quotes at no obligation, so you can make an informed decision about the policy that’s right for you.

We take the time to deliver personal assistance and comprehend your needs and changes to your lifestyle by providing you with the vehicle insurance you deserve. Our Insurance Brokers are continuously trained through RIBO (Registered Insurance Brokers of Canada) approved programs to better understand every product available while removing the complexities of auto insurance along the way.

As an independent insurance broker, we’re able to carefully assess and negotiate the best premiums and determine any potential discounts for over 50 car insurance through our valued relationships with several insurance companies. Whether you qualify for the age discount, new business and customer loyalty, low mileage, multi-line or multi-vehicle discount, our qualified professionals will make sure you receive it.

Get your over 50 car insurance quote today!


Connect with our brokers for customized insurance solutions that outdo big providers. Specializing in Ontario commercial insurance, we compare Canada’s top insurers to ensure you receive the right coverage at the best possible price.

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