The Hidden Costs of Owning a Car in 2025
Yes, beyond the purchase price, owning a car in 2025 comes with many hidden costs—including depreciation, financing interest, insurance, maintenance and repairs, subscriptions, parking, tolls,...
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Finding the right car insurance shouldn’t feel complicated. At Regal Insurance, we help Strathroy drivers save time and money with personalized coverage that fits your needs and budget. Whether you’re renewing, switching, or getting insured for the first time, our local brokers compare top insurers to get you the best value—fast.
Get a free quote today and see why so many Strathroy drivers trust Regal for reliable, affordable auto insurance.
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From daily commutes along Highway 402 to weekend drives through Middlesex County, Regal Insurance helps Strathroy drivers stay protected on the road. Whether you’re new to driving, covering multiple vehicles, or looking to save at renewal, our brokers compare Canada’s top insurers to secure a policy that fits your needs and budget.

Our Strathroy brokers help you unlock discounts, from safe-driver and multi-vehicle savings to home and auto bundles, so you get the coverage you need at a price that makes sense. With local expertise, we know the risks Strathroy drivers face every day—from busy commutes to winter road conditions—and tailor coverage to match.

Managing your car insurance shouldn’t be a hassle. At Regal, you can get a quote, adjust your coverage, and renew your policy online anytime—or connect with a local Strathroy broker when you’d rather talk it through.


We partner with Canada’s top auto insurance providers so you can compare quotes side by side, choose the best coverage for your needs, and lock in a competitive rate, without the hassle.




















In Strathroy, auto insurance isn’t optional—it’s the law. But knowing what your policy covers helps you feel confident when the unexpected happens. From commutes along Highway 402 to weekend drives through Middlesex County, the right protection ensures you’re covered wherever the road takes you.

Our Strathroy team takes the time to sit down with you, listen to your needs, and explain your options in plain language. Whether you’re insuring your first car, protecting a growing business, or planning for the future, we’ll build a policy around you, not the other way around.
Provides compensation if you’re injured in a car accident, regardless of who was at fault. This includes coverage for medical treatment, rehabilitation, income replacement, attendant care, and other benefits related to recovery. You can customize or increase these benefits based on your needs.
DCPD Covers damage to your vehicle and its contents when another driver is at fault, provided the accident occurs in Ontario and the other driver is insured. Rather than going through the other person’s insurer, you deal directly with your own, which simplifies the claims process.
Protects you if you’re involved in a hit-and-run or a collision with an uninsured driver. It provides coverage for injuries to you or your passengers, and may also cover damage to your vehicle caused by an uninsured motorist.

Covers the cost of repairing or replacing your own car if you’re involved in a collision, whether you’re at fault or not. This includes accidents with other vehicles or objects like guardrails, poles, or curbs.
Protects your vehicle from non-collision-related damage, such as theft, vandalism, fire, falling objects, or severe weather events (like hail or flooding). If something unexpected happens when you’re not driving, this is the coverage that steps in.
Covers the cost of a rental car or alternative transportation if your vehicle is being repaired due to a covered claim (like collision or comprehensive damage). This keeps you mobile while your car is in the shop.
Provides help if you’re stranded on the road. Depending on the insurer, this can include towing, battery boosts, flat tire changes, lockout assistance, and fuel delivery. It’s a convenient add-on that gives peace of mind during unexpected breakdowns.
Already a Regal Insurance Brokers client? Access the tools you need—fast. Whether you want to file a claim, update your policy, or speak with your broker, we make it easy to stay protected and informed.
Get step-by-step guidance and support when you need it most. Start your claim online or speak to an expert.
Pay your premium with confidence using our secure online payment system.
Log in to view, download, or print your policy documents whenever you need them.
Book a time that works for you to speak with a Regal advisor—virtually or face-to-face.
Regal Insurance is your independent Ontario auto broker, focused on people, not platforms. We’re not just another insurance comparison site. Our licensed brokers work for you, not the insurers, delivering smarter guidance and better rates.
A Regal Insurance Broker will help you compare quotes from trusted Canadian providers, avoid unnecessary coverage and save money on your premiums. Speak with real experts who understand Ontario roads
From quote to claim, Regal is with you every step of the way, whether online, by phone, or in person.
Proudly serving drivers across Ontario—from Kitchener and London to Mount Brydges, Cambridge, and Oakville—we’re committed to helping you drive protected.

Regal Insurance makes it simple to get reliable coverage no matter where you live. With local expertise and digital convenience, our brokers are here to support drivers across every community we serve.
Car insurance rates in Strathroy depend on your driving history, the type of vehicle you own, and how often you use it. Location is also a factor, with commuting on Highway 402, Caradoc Street, or into London or Sarnia influencing premiums. On average, Strathroy drivers pay rates close to the Ontario provincial average, but Regal Insurance helps reduce costs by comparing quotes from Canada’s top insurers to find the right coverage for your needs and budget.
Yes. Many Strathroy residents save by bundling their home and auto insurance with the same provider. Bundling lowers your overall premium while making policy management easier. Whether you live downtown, in new subdivisions, or on nearby rural properties, Regal Insurance brokers will find bundle-and-save options that fit your lifestyle.
Strathroy drivers have access to a range of discounts that help reduce auto insurance premiums. Safe driver discounts, multi-vehicle savings, and loyalty rewards are the most common. Additional discounts may apply for using winter tires, installing anti-theft devices, or combining home and auto policies. Regal brokers review all options to ensure Strathroy clients receive maximum savings.
Yes, commuting routes affect premiums. Driving regularly on Highway 402, Caradoc Street, or into larger cities like London means more time in traffic, which insurers take into account. Regal brokers help Strathroy drivers find policies that reflect their commuting habits while keeping rates affordable.
Switching to Regal is easy. Start by requesting a free quote online or by phone, and our brokers will compare policies from Canada’s top insurers. If you decide to switch, Regal will manage the details, including cancelling your old policy and setting up your new one so your coverage continues without a gap. Many Strathroy drivers switch at renewal, but you can also change providers mid-policy if it saves you money.
No. Regal Insurance is an independent brokerage that partners with many of Canada’s leading insurers. This independence means our Strathroy brokers are not tied to one company, giving you more choice. We compare multiple providers to secure the best combination of coverage and cost for your needs.
Buying car insurance online may be convenient, but working with a local Strathroy broker offers both expert advice and personal support. With Regal, you can start your quote online, over the phone, or in person, and our brokers will explain your coverage so you understand exactly what you are paying for. Many Strathroy drivers value the peace of mind that comes with having a trusted advisor available for claims and questions.
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No obligation, just great information!