The Hidden Costs of Owning a Car in 2025
Yes, beyond the purchase price, owning a car in 2025 comes with many hidden costs—including depreciation, financing interest, insurance, maintenance and repairs, subscriptions, parking, tolls,...
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Finding the right car insurance shouldn’t feel complicated. At Regal Insurance, we help London drivers save time and money with personalized coverage that fits your needs and budget. Whether you’re renewing, switching, or getting insured for the first time, our local brokers compare top insurers to get you the best value—fast.
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From daily drives along the 401 to weekend trips downtown or to Fanshawe Park, Regal Insurance helps London drivers stay protected on the road. Whether you’re a student at Western, a family with multiple cars, or just shopping for savings, our brokers simplify the process—comparing options, clarifying your coverage, and securing the best policy for your needs.

Our London brokers help you unlock discounts, from safe-driver and multi-vehicle savings to home and auto bundles, so you get the coverage you need at a price that makes sense. With local expertise, we know the risks London drivers face every day—from busy commutes to winter road conditions—and tailor coverage to match.

Managing your car insurance shouldn’t be a hassle. At Regal, you can get a quote, adjust your coverage, and renew your policy online anytime—or connect with a local London broker when you’d rather talk it through.


We partner with Canada’s top auto insurance providers so you can compare quotes side by side, choose the best coverage for your needs, and lock in a competitive rate, without the hassle.




















In London, auto insurance isn’t optional—it’s the law. But knowing what your policy covers helps you feel prepared when the unexpected happens. From daily drives along the 401 to weekends downtown or near Fanshawe Park, the right protection ensures you’re covered wherever you’re headed.

Our London team takes the time to sit down with you, listen to your needs, and explain your options in plain language. Whether you’re insuring your first car, protecting a growing business, or planning for the future, we’ll build a policy around you, not the other way around.
Provides compensation if you’re injured in a car accident, regardless of who was at fault. This includes coverage for medical treatment, rehabilitation, income replacement, attendant care, and other benefits related to recovery. You can customize or increase these benefits based on your needs.
DCPD Covers damage to your vehicle and its contents when another driver is at fault, provided the accident occurs in Ontario and the other driver is insured. Rather than going through the other person’s insurer, you deal directly with your own, which simplifies the claims process.
Protects you if you’re involved in a hit-and-run or a collision with an uninsured driver. It provides coverage for injuries to you or your passengers, and may also cover damage to your vehicle caused by an uninsured motorist.

Covers the cost of repairing or replacing your own car if you’re involved in a collision, whether you’re at fault or not. This includes accidents with other vehicles or objects like guardrails, poles, or curbs.
Protects your vehicle from non-collision-related damage, such as theft, vandalism, fire, falling objects, or severe weather events (like hail or flooding). If something unexpected happens when you’re not driving, this is the coverage that steps in.
Covers the cost of a rental car or alternative transportation if your vehicle is being repaired due to a covered claim (like collision or comprehensive damage). This keeps you mobile while your car is in the shop.
Provides help if you’re stranded on the road. Depending on the insurer, this can include towing, battery boosts, flat tire changes, lockout assistance, and fuel delivery. It’s a convenient add-on that gives peace of mind during unexpected breakdowns.
Already a Regal Insurance Brokers client? Access the tools you need—fast. Whether you want to file a claim, update your policy, or speak with your broker, we make it easy to stay protected and informed.
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Regal Insurance is your independent Ontario auto broker, focused on people, not platforms. We’re not just another insurance comparison site. Our licensed brokers work for you, not the insurers, delivering smarter guidance and better rates.
A Regal Insurance Broker will help you compare quotes from trusted Canadian providers, avoid unnecessary coverage and save money on your premiums. Speak with real experts who understand Ontario roads
From quote to claim, Regal is with you every step of the way, whether online, by phone, or in person.
Proudly serving drivers across Ontario—from Kitchener and London to Mount Brydges, Cambridge, and Oakville—we’re committed to helping you drive protected.

Regal Insurance makes it simple to get reliable coverage no matter where you live. With local expertise and digital convenience, our brokers are here to support drivers across every community we serve.
Car insurance rates in London depend on your driving history, the type of vehicle you own, and how often you use it. Location is also a factor, with commuting on Highway 401, Wellington Road, or Oxford Street influencing premiums. On average, London drivers pay rates close to the Ontario provincial average, but Regal Insurance helps lower costs by comparing quotes from Canada’s top insurers to find the right coverage for your needs and budget.
Yes. Many London residents save by bundling their home and auto insurance with the same provider. Bundling not only lowers your overall premiums but also makes managing multiple policies simpler. Whether you live near Western University, downtown, or in neighbourhoods like Byron or Masonville, Regal Insurance brokers will find bundle-and-save options tailored to your lifestyle.
London drivers can take advantage of a variety of discounts to reduce auto insurance costs. Popular options include safe driver discounts for clean records, multi-vehicle savings, and loyalty benefits. Additional discounts may apply for winter tire use, security systems, or bundling policies. Regal Insurance brokers make sure London drivers receive every discount available.
Yes, commuting patterns affect premiums. Daily trips on Highway 401, Fanshawe Park Road, or through busy areas like Wellington Road expose drivers to higher traffic volumes, which insurers consider when calculating risk. Regal brokers help London drivers find insurance policies that reflect their commuting habits while keeping rates affordable.
Switching your auto insurance to Regal is straightforward. Start by requesting a free quote online or by phone, and our brokers will compare multiple insurers on your behalf. If you decide to switch, Regal will manage the transition, including cancelling your old policy and setting up your new one so you remain fully protected. Many London drivers switch at renewal, but you can also change mid-policy if savings are available.
No. Regal Insurance is an independent brokerage that partners with many of Canada’s top insurers. This independence means our London brokers are not tied to one provider, giving you more choice. We compare policies across multiple companies to find the best balance of coverage and cost for your situation.
Buying insurance online may be quick, but working with a local London broker combines convenience with expert advice. With Regal, you can start your quote online, over the phone, or in person, and our brokers explain your coverage so you know exactly what you are paying for. Many London drivers prefer the peace of mind of having a trusted local advisor to guide them through claims and questions.
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No obligation, just great information!