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From weekday traffic near the University of Guelph to weekend drives along the Speed River and downtown, Regal Insurance helps Guelph drivers stay protected on the road. Whether you’re a student, a family with multiple cars, or simply renewing, our brokers make it easy to compare quotes, understand your coverage, and secure the best value.
Our Guelph brokers help you unlock discounts, from safe-driver and multi-vehicle savings to home and auto bundles, so you get the coverage you need at a price that makes sense. With local expertise, we know the risks Guelph drivers face every day—from busy commutes to winter road conditions—and tailor coverage to match.
Managing your car insurance shouldn’t be a hassle. At Regal, you can get a quote, adjust your coverage, and renew your policy online anytime—or connect with a local Guelph broker when you’d rather talk it through.
We partner with Canada’s top auto insurance providers so you can compare quotes side by side, choose the best coverage for your needs, and lock in a competitive rate, without the hassle.
In Guelph, auto insurance isn’t optional—it’s the law. But understanding your coverage helps you stay prepared when the unexpected happens. Whether you’re navigating traffic near the University, driving downtown, or heading out along the Speed River, the right policy ensures you’re protected wherever you go.
Our Guelph team takes the time to sit down with you, listen to your needs, and explain your options in plain language. Whether you’re insuring your first car, protecting a growing business, or planning for the future, we’ll build a policy around you, not the other way around.
Provides compensation if you’re injured in a car accident, regardless of who was at fault. This includes coverage for medical treatment, rehabilitation, income replacement, attendant care, and other benefits related to recovery. You can customize or increase these benefits based on your needs.
DCPD Covers damage to your vehicle and its contents when another driver is at fault, provided the accident occurs in Ontario and the other driver is insured. Rather than going through the other person’s insurer, you deal directly with your own, which simplifies the claims process.
Protects you if you’re involved in a hit-and-run or a collision with an uninsured driver. It provides coverage for injuries to you or your passengers, and may also cover damage to your vehicle caused by an uninsured motorist.
Covers the cost of repairing or replacing your own car if you’re involved in a collision, whether you’re at fault or not. This includes accidents with other vehicles or objects like guardrails, poles, or curbs.
Protects your vehicle from non-collision-related damage, such as theft, vandalism, fire, falling objects, or severe weather events (like hail or flooding). If something unexpected happens when you’re not driving, this is the coverage that steps in.
Covers the cost of a rental car or alternative transportation if your vehicle is being repaired due to a covered claim (like collision or comprehensive damage). This keeps you mobile while your car is in the shop.
Provides help if you’re stranded on the road. Depending on the insurer, this can include towing, battery boosts, flat tire changes, lockout assistance, and fuel delivery. It’s a convenient add-on that gives peace of mind during unexpected breakdowns.
Already a Regal Insurance Brokers client? Access the tools you need—fast. Whether you want to file a claim, update your policy, or speak with your broker, we make it easy to stay protected and informed.
Get step-by-step guidance and support when you need it most. Start your claim online or speak to an expert.
Pay your premium with confidence using our secure online payment system.
Log in to view, download, or print your policy documents whenever you need them.
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Regal Insurance is your independent Ontario auto broker, focused on people, not platforms. We’re not just another insurance comparison site. Our licensed brokers work for you, not the insurers, delivering smarter guidance and better rates.
A Regal Insurance Broker will help you compare quotes from trusted Canadian providers, avoid unnecessary coverage and save money on your premiums. Speak with real experts who understand Ontario roads
From quote to claim, Regal is with you every step of the way, whether online, by phone, or in person.
Proudly serving drivers across Ontario—from Kitchener and London to Mount Brydges, Cambridge, and Oakville—we’re committed to helping you drive protected.
Regal Insurance makes it simple to get reliable coverage no matter where you live. With local expertise and digital convenience, our brokers are here to support drivers across every community we serve.
Car insurance rates in Guelph depend on your driving history, the type of vehicle you drive, and how often you use it. Location also influences premiums, with commuting on Gordon Street, Highway 6, or the Hanlon Expressway factored into risk. On average, Guelph drivers pay rates close to the Ontario provincial average, but Regal Insurance helps lower costs by comparing quotes from Canada’s top insurers to find the right coverage for your needs and budget.
Yes. Many Guelph residents save by bundling their home and auto insurance together. Bundling reduces overall premiums and simplifies policy management. Whether you live near the University of Guelph, downtown, or in surrounding neighbourhoods like Kortright Hills, Regal Insurance brokers will find bundle-and-save options tailored to your situation.
There are several discounts available to Guelph drivers that can help lower car insurance premiums. These include safe driver discounts for clean records, multi-vehicle discounts for households, and loyalty savings for staying with the same insurer. Additional savings may apply for using winter tires, installing security systems, or bundling policies. Regal Insurance brokers ensure Guelph drivers receive every discount available.
Yes, your commute can impact your premium. Daily trips on Highway 6, Gordon Street, or the Hanlon Expressway expose drivers to higher traffic volumes, which insurers consider when calculating rates. Regal brokers help Guelph drivers find insurance policies that reflect their commuting habits while still keeping premiums affordable.
Switching your auto insurance to Regal is straightforward. Start with a free quote online or over the phone, and our brokers will compare policies from Canada’s leading insurers. If you decide to switch, Regal will manage the transition, including cancelling your old policy and setting up your new one so your coverage continues without gaps. Many Guelph drivers switch at renewal, but you can also move mid-policy if it results in savings.
No. Regal Insurance is an independent brokerage that partners with many of Canada’s top insurers. This independence means our Guelph brokers are not tied to a single provider. Instead, they compare multiple policies to secure the best rate and coverage combination for each driver.
Buying insurance online can be quick, but working with a local Guelph broker offers added value. With Regal, you can begin your quote online, by phone, or in person, and our brokers will explain your options so you know exactly what is covered. Many Guelph drivers prefer the peace of mind of having a trusted local advisor available for claims and ongoing support.
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