The Hidden Costs of Owning a Car in 2025
Yes, beyond the purchase price, owning a car in 2025 comes with many hidden costs—including depreciation, financing interest, insurance, maintenance and repairs, subscriptions, parking, tolls,...
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Finding the right car insurance shouldn’t feel complicated. At Regal Insurance, we help Brantford drivers save time and money with personalized coverage that fits your needs and budget. Whether you’re renewing, switching, or getting insured for the first time, our local brokers compare top insurers to get you the best value—fast.
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From daily commutes along Highway 403 to weekend trips by the Grand River, Regal Insurance helps Brantford drivers stay protected on the road. Whether you’re a new driver, managing multiple vehicles, or looking for savings on renewal, our brokers make it easy to shop top insurers, understand your coverage, and secure affordable protection.

Our Brantford brokers help you unlock discounts, from safe-driver and multi-vehicle savings to home and auto bundles, so you get the coverage you need at a price that makes sense. With local expertise, we know the risks Brantford drivers face every day—from busy commutes to winter road conditions—and tailor coverage to match.

Managing your car insurance shouldn’t be a hassle. At Regal, you can get a quote, adjust your coverage, and renew your policy online anytime—or connect with a local Brantford broker when you’d rather talk it through.


We partner with Canada’s top auto insurance providers so you can compare quotes side by side, choose the best coverage for your needs, and lock in a competitive rate, without the hassle.




















In Brantford, auto insurance isn’t optional—it’s the law. But understanding your policy helps you feel prepared when the unexpected happens. From daily commutes along Highway 403 to drives through downtown or by the Grand River, the right coverage makes sure you’re protected every time you get behind the wheel.

Our Brantford team takes the time to sit down with you, listen to your needs, and explain your options in plain language. Whether you’re insuring your first car, protecting a growing business, or planning for the future, we’ll build a policy around you, not the other way around.
Provides compensation if you’re injured in a car accident, regardless of who was at fault. This includes coverage for medical treatment, rehabilitation, income replacement, attendant care, and other benefits related to recovery. You can customize or increase these benefits based on your needs.
DCPD Covers damage to your vehicle and its contents when another driver is at fault, provided the accident occurs in Ontario and the other driver is insured. Rather than going through the other person’s insurer, you deal directly with your own, which simplifies the claims process.
Protects you if you’re involved in a hit-and-run or a collision with an uninsured driver. It provides coverage for injuries to you or your passengers, and may also cover damage to your vehicle caused by an uninsured motorist.

Covers the cost of repairing or replacing your own car if you’re involved in a collision, whether you’re at fault or not. This includes accidents with other vehicles or objects like guardrails, poles, or curbs.
Protects your vehicle from non-collision-related damage, such as theft, vandalism, fire, falling objects, or severe weather events (like hail or flooding). If something unexpected happens when you’re not driving, this is the coverage that steps in.
Covers the cost of a rental car or alternative transportation if your vehicle is being repaired due to a covered claim (like collision or comprehensive damage). This keeps you mobile while your car is in the shop.
Provides help if you’re stranded on the road. Depending on the insurer, this can include towing, battery boosts, flat tire changes, lockout assistance, and fuel delivery. It’s a convenient add-on that gives peace of mind during unexpected breakdowns.
Already a Regal Insurance Brokers client? Access the tools you need—fast. Whether you want to file a claim, update your policy, or speak with your broker, we make it easy to stay protected and informed.
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Regal Insurance is your independent Ontario auto broker, focused on people, not platforms. We’re not just another insurance comparison site. Our licensed brokers work for you, not the insurers, delivering smarter guidance and better rates.
A Regal Insurance Broker will help you compare quotes from trusted Canadian providers, avoid unnecessary coverage and save money on your premiums. Speak with real experts who understand Ontario roads
From quote to claim, Regal is with you every step of the way, whether online, by phone, or in person.
Proudly serving drivers across Ontario—from Kitchener and London to Mount Brydges, Cambridge, and Oakville—we’re committed to helping you drive protected.

Regal Insurance makes it simple to get reliable coverage no matter where you live. With local expertise and digital convenience, our brokers are here to support drivers across every community we serve.
Car insurance rates in Brantford depend on factors like your driving history, the type of vehicle you drive, and how often you use it. Location also plays a role, with commuting on Highway 403 or driving frequently through downtown Brantford influencing premiums. On average, Brantford drivers pay rates close to the Ontario provincial average, but Regal Insurance helps reduce costs by comparing quotes from Canada’s top insurers to find coverage that fits your needs and budget.
Yes. Many Brantford residents save by bundling their home and auto insurance with the same provider. Bundling lowers overall premiums and simplifies your insurance with one point of contact for multiple policies. Whether you own a house near West Brant, an apartment downtown, or a property along the Grand River, Regal Insurance brokers will find bundle-and-save options designed for your situation.
There are several discounts that help Brantford drivers lower their car insurance costs. These include safe driver discounts for clean records, multi-vehicle discounts for families, and loyalty savings for long-term policyholders. Additional savings may be available for winter tire use, approved security features, or bundling multiple policies. Regal Insurance brokers review every option to make sure Brantford drivers receive all the discounts they qualify for.
Yes, commuting patterns can impact your premium. Daily driving on Highway 403 or frequent trips into Hamilton, Cambridge, or London means more time on high-traffic routes, which insurers consider when setting rates. Regal brokers help Brantford drivers find policies that reflect their driving habits while keeping coverage affordable.
Switching to Regal is straightforward. You can start with a free quote online or by phone, and our brokers will compare multiple insurers on your behalf. If you decide to move forward, Regal will handle the details, including cancelling your old policy and arranging your new one so there’s no gap in protection. Many Brantford drivers switch at renewal, but you can also change mid-term if it saves you money.
No. Regal Insurance is an independent brokerage that partners with many of Canada’s top insurers. This independence means our Brantford brokers are not tied to a single company. Instead, they compare a wide range of policies to secure the best rate and coverage for each driver. Brantford clients enjoy the same variety of insurer options as those across our other Ontario offices.
Buying insurance online can be quick, but working with a local Brantford broker provides both convenience and personal guidance. With Regal, you can start your quote online, over the phone, or in person. Our brokers take the time to explain your coverage so you understand exactly what you’re getting. Many Brantford drivers prefer the peace of mind of having a local expert available to answer questions and assist with claims when needed.
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