The Hidden Costs of Owning a Car in 2025
Yes, beyond the purchase price, owning a car in 2025 comes with many hidden costs—including depreciation, financing interest, insurance, maintenance and repairs, subscriptions, parking, tolls,...
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Finding the right car insurance shouldn’t feel complicated. At Regal Insurance, we help Ancaster drivers save time and money with personalized coverage that fits your needs and budget. Whether you’re renewing, switching, or getting insured for the first time, our local brokers compare top insurers to get you the best value—fast.
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From commuting on the Linc and 403 to weekend drives through Ancaster Village and Dundas Valley, Regal Insurance helps Ancaster drivers stay protected on the road. Whether you’re insuring your first vehicle, covering a family fleet, or looking to save at renewal, our brokers make it simple to compare options, understand coverage, and lock in a policy that works for you.

Our Ancaster brokers help you unlock discounts, from safe-driver and multi-vehicle savings to home and auto bundles, so you get the coverage you need at a price that makes sense. With local expertise, we know the risks Ancaster drivers face every day—from busy commutes to winter road conditions—and tailor coverage to match.

Managing your car insurance shouldn’t be a hassle. At Regal, you can get a quote, adjust your coverage, and renew your policy online anytime—or connect with a local Ancaster broker when you’d rather talk it through.


We partner with Canada’s top auto insurance providers so you can compare quotes side by side, choose the best coverage for your needs, and lock in a competitive rate, without the hassle.




















In Ancaster, auto insurance isn’t optional—it’s the law. But knowing what your policy really covers brings peace of mind when the unexpected happens. From commuting on the Linc and Highway 403 to weekend drives through Ancaster Village or the Dundas Valley, the right protection ensures you’re covered wherever you travel.

Our Ancaster team takes the time to sit down with you, listen to your needs, and explain your options in plain language. Whether you’re insuring your first car, protecting a growing business, or planning for the future, we’ll build a policy around you, not the other way around.
Provides compensation if you’re injured in a car accident, regardless of who was at fault. This includes coverage for medical treatment, rehabilitation, income replacement, attendant care, and other benefits related to recovery. You can customize or increase these benefits based on your needs.
DCPD Covers damage to your vehicle and its contents when another driver is at fault, provided the accident occurs in Ontario and the other driver is insured. Rather than going through the other person’s insurer, you deal directly with your own, which simplifies the claims process.
Protects you if you’re involved in a hit-and-run or a collision with an uninsured driver. It provides coverage for injuries to you or your passengers, and may also cover damage to your vehicle caused by an uninsured motorist.

Covers the cost of repairing or replacing your own car if you’re involved in a collision, whether you’re at fault or not. This includes accidents with other vehicles or objects like guardrails, poles, or curbs.
Protects your vehicle from non-collision-related damage, such as theft, vandalism, fire, falling objects, or severe weather events (like hail or flooding). If something unexpected happens when you’re not driving, this is the coverage that steps in.
Covers the cost of a rental car or alternative transportation if your vehicle is being repaired due to a covered claim (like collision or comprehensive damage). This keeps you mobile while your car is in the shop.
Provides help if you’re stranded on the road. Depending on the insurer, this can include towing, battery boosts, flat tire changes, lockout assistance, and fuel delivery. It’s a convenient add-on that gives peace of mind during unexpected breakdowns.
Already a Regal Insurance Brokers client? Access the tools you need—fast. Whether you want to file a claim, update your policy, or speak with your broker, we make it easy to stay protected and informed.
Get step-by-step guidance and support when you need it most. Start your claim online or speak to an expert.
Pay your premium with confidence using our secure online payment system.
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Regal Insurance is your independent Ontario auto broker, focused on people, not platforms. We’re not just another insurance comparison site. Our licensed brokers work for you, not the insurers, delivering smarter guidance and better rates.
A Regal Insurance Broker will help you compare quotes from trusted Canadian providers, avoid unnecessary coverage and save money on your premiums. Speak with real experts who understand Ontario roads
From quote to claim, Regal is with you every step of the way, whether online, by phone, or in person.
Proudly serving drivers across Ontario—from Kitchener and London to Mount Brydges, Cambridge, and Oakville—we’re committed to helping you drive protected.

Regal Insurance makes it simple to get reliable coverage no matter where you live. With local expertise and digital convenience, our brokers are here to support drivers across every community we serve.
Car insurance rates in Ancaster depend on several factors, including your driving history, the type of vehicle you own, and how often you use it. Location matters too, since living near major routes like Highway 403 or the Lincoln M. Alexander Parkway can influence premiums. On average, Ancaster drivers pay rates similar to the Ontario provincial average, but Regal Insurance helps lower costs by comparing quotes from Canada’s top insurers to find the right fit for your budget.
Yes. Many Ancaster residents save by bundling their home and auto insurance with the same provider. Bundling not only helps reduce your overall premium, but it also makes managing your policies simpler with one point of contact. Whether you own a house near Ancaster Village or a property close to Dundas Valley, Regal Insurance brokers will find bundle-and-save options that match your needs.
There are a variety of discounts available to help Ancaster drivers save on auto insurance. Examples include safe driver discounts for those with clean records, multi-vehicle discounts for families with more than one car, and loyalty savings for staying with the same insurer. Many companies also offer discounts for winter tires, approved anti-theft devices, or bundled policies. Regal Insurance brokers review every option to make sure you are getting the maximum savings available.
Yes, your commute can influence how much you pay for car insurance. If you regularly drive Highway 403, the Linc, or into downtown Hamilton, insurers consider both distance and time spent on busy roads when calculating your premium. Regal brokers help Ancaster drivers find coverage that matches their driving habits while keeping costs manageable.
Switching your car insurance to Regal is simple. Start by requesting a free quote online or over the phone, and our brokers will compare rates from Canada’s top insurers. If you decide to switch, Regal will handle the details, including cancelling your old policy and setting up your new one so your coverage continues without interruption. Many Ancaster drivers switch at renewal, but you can also change providers mid-policy if it means saving money.
No. Regal Insurance is an independent brokerage that works with many of Canada’s leading insurers. This independence means we are not tied to one provider, which allows our Ancaster brokers to compare multiple options and find you the best combination of rate and coverage. Drivers in Ancaster have access to the same wide network of insurers as clients across all of our Ontario locations.
Buying car insurance online can be quick, but working with a local Ancaster broker offers both convenience and personal support. With Regal, you can begin your quote online, by phone, or in person, and our brokers will guide you through the details to make sure you fully understand your coverage. Many Ancaster drivers prefer having a local expert who can answer questions and provide support when it comes to claims or policy changes.
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