• Skip to primary navigation
  • Skip to main content

RegalRegal

Any Questions?
1 (800) 516-6276
  • Personal Insurance
    • Personal Insurance
    • Auto Insurance
      • Auto Insurance
      • Car Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV & Motorhome
      • Supplemental Auto Insurance
    • Property Insurance
      • Property Insurance
      • Airbnb Insurance
      • Condo Insurance
      • Home Insurance
      • Landlord Insurance
      • Seasonal Insurance
      • Supplemental Property Insurance
      • Tenant Insurance
    • Life Insurance
      • Life Insurance
      • Term Life Insurance
      • Universal Life Insurance
      • Whole Life Insurance
    • Travel Insurance
      • Travel Insurance
      • Backpacker Travel Insurance
      • Snowbird Travel Insurance
      • Student Travel Insurance
      • Visitors to Canada
    • Other Insurance
      • Boat Insurance
      • High-Risk Insurance
      • Identity Theft Insurance
  • Business Insurance
    • Business Insurance
    • By Industry
    • By Product
    • By Industry
      • Agriculture Insurance
      • Automotive Sales & Service Insurance
      • Contractors Insurance
      • Farm Insurance
      • Home Business Insurance
      • Hospitality Insurance
    • Additional Industries
      • Medical Insurance
      • Professional Insurance
      • Real Estate Insurance
      • Retail Business Insurance
      • Small Business Insurance
      • Wholesaler & Manufacturer’s Insurance
    • Commercial Liability
      • Commercial General Liability Insurance
      • Cyber Liability Insurance
      • Product Liability Insurance
      • Professional Liability Insurance
    • Additional Coverages
      • Business Contents Insurance
      • Business Interruption Insurance
      • Commercial Auto Insurance
      • Commercial Property Insurance
      • Equipment Breakdown Insurance
      • Surety Bond Insurance
  • About Us
    • About Us
    • Our Company
      • Our Family
      • Our Team
      • Who We Represent
      • Why An Independent Broker
    • Our Family
    • Our Team
    • Who We Represent
    • Why An Independent Broker
  • Tools & Resources
    • Tools & Resources
      • Auto Coverage Options
      • Property Coverage Options
      • Frequently Asked Questions
    • Help Center
      • Auto Insurance 101
      • Home Insurance 101
      • Business Insurance 101
  • Manage Your Policy
  • Get A Quote

Distracted Driving

April 19, 2018 by Regal Insurance

Distracted Driving

Distracted driving has become a major problem in the province of Ontario. According to the Ontario.ca website, the number of deaths by collisions caused by distracted driving has doubled since the year 2000. Additionally, 2013 data shows that one person is injured during a distracted driving collision every 30 minutes in the province of Ontario. If you are guilty of distracted driving beware! A distracted driving conviction can have the following penalties on your auto insurance:

Increased rates – Your rates could go up for the next several years
Lose your auto insurance discount – Because you are now considered higher risk
More expensive quotes— Insurance companies may not want to insure you
Cancellation of your policy—Depending on the circumstances
High risk—You may get stuck with this label and will no longer qualify for regular insurance

Examples of distracted driving:

Interacting with a passenger
Talking on your mobile phone
Holding objects other than your phone
Talking/singing/dancing alone
Smoking
Adjusting radio/climate control
Eating
Other phone interactions

The government is about to crack down
To combat the risks posed by distracted driving, there have been reports that the Ontario government will be creating harsher penalties for distracted drivers whose actions cause the death of a fellow motorist. The current penalty for this is six months jail time, $2000 in fines, demerit points and license suspension. The new laws, however, may make the penalty six years of jail time, fines as high as $50000, six demerit points and license suspension.

This crackdown is in part due to the statistic that a road fatality occurs in Ontario every 17 hours. The changes to the law would cement the province as having the toughest distracted driving laws. The Minister of Government Relations for the CAA (Canadian Automobile Association) in South Central Ontario recently said the following:

“The new measures proposed by the provincial government will hopefully encourage motorists across Ontario to keep their hands on the wheel and focus on the road…It only takes a moment to dramatically change your life or someone else’s. No text message or e-mail is worth risking your life or the life of another road user.”

With penalties this harsh, it’s best to make sure your eyes are on the road.

The consequences just aren’t worth it.

 

 

Get Your Insurance Quote Today.

Competitive rates for optimal coverage.

    * Required FieldsThis site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    Call Us With Your Questions 1-800-516-6276
    • Personal
    • Business
    • About Us
    • Manage Your Policy
    • Help Center
    • Testimonials
    • Privacy
    • Sitemap
    • Careers
    Service Areas:
    • Ancaster
    • Brantford
    • Burlington
    • Cambridge
    • Fergus
    • Georgetown
    • Guelph
    • Hamilton
    • Kitchener
    • London
    • Milton
    • Mount Brydges
    • Oakville
    • Sarnia
    • St. Thomas
    • Stratford
    • Strathroy
    • Waterloo
    • Woodstock
    Main Office: 2-428 Gage Ave,
    Kitchener, ON
    N2M 5C9
    Stay Connected
    Are You Paying Too Much for Insurance?

    No obligation, just great information!




      * Required FieldsThis site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

      Copyright © 2023 · Regal Theme on Genesis Framework · WordPress · Log in