Engineering projects are complex by nature and under constant scrutiny. Design defects related to negligence, mishaps caused by building code violations, loss of property and even loss of life are just a few of the built-in risks engineers face. If a client thinks any of these things resulted from your mistakes or omissions, you could be facing costly legal action and reputational damage. Thankfully, there’s liability insurance for Engineers.
In the world of engineering, anything can happen. Unhappy clients can hold you responsible for errors that weren’t your fault, blame you for project delays or demand necessary repairs as a result of your design. Engineering insurance can be your defense weapon.
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Engineers, like any other profession, can make mistakes which can lead to legal action. In some cases, a mistake by an engineer could result damage or delays for the customer’s business.
Commercial General Liability, Professional Liability, Commercial Property, Workers’ Compensation and Business Automobile Insurance would be important for professionals in this industry. Crime Coverage would also be recommended to protect against employee dishonesty and Umbrella Insurance to give extra protection beyond your policy limit.
There are multiple coverages that an engineer could benefit from which can be sold as individual policies. However; many companies offer packages specific to an industry/profession which combine multiple coverages in order to avoid you having several policies.
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