You own a property that gives you a regular income. Perhaps it’s a strip mall you rent out to monthly merchants, or a warehouse you’ve leased to a mechanic. The bottom line is if it gets compromised, you get compromised. That’s where we come in.
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For over three decades, Regal Insurance Brokers has protected commercial real estate owners just like you. From your initial phone call, we’ll ask all the right questions to make sure you get the right coverage.
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This can vary depending on what type of real estate you own as well as the occupancy of it. In all cases, there is always the possibility of a loss caused by natural disasters however; depending on the use and occupancy of the property there are many more exposures that could cause a loss. For example, vandalism or damage caused by tenants, or injuries occurring on an area of the premise which you are responsible to maintain. In the event that the property is unlivable after a covered loss occurs, that could also be a large loss of income for an owner that is renting out the property. Insurance can help protect against these potential issues.
While these would be the main coverages a Commercial Real Estate owner would benefit from, there are also other coverages that can be added depending on your needs.
While some losses are not possible to prepare for or avoid, it is possible to take precautions that can reduce the risk of certain losses. For example, having set procedures and timelines for any maintenance you as the owner are responsible for.
Additionally, understanding your coverage and ensuring you have the coverage you need is a way to minimize your personal loss in the event that something does goes wrong.
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