If you’re running a hospitality business, you already know about the many challenges associated with this industry. When it comes to insuring your hospitality property, you need a broker familiar with all the industry-specific details. Whether you’re looking for restaurant insurance, bed & breakfast insurance, hotel insurance or spa insurance, Regal Insurance has you covered.
Within the hospitality world, every day comes with a new opportunity for your business to be compromised. Food-borne illnesses, slips and falls, flooding and fires are just a few of the potential risks. A thorough hospitality insurance package can safeguard not only your building and its contents, but also your income in the event of business interruption or equipment breakdown.
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The exposures would vary depending on the services you offer. There are so many exposures to any business from a slip and fall on your premise to a food-borne illness or over serving of alcohol or mistakes that cause harm to customers or others.
While these would be the main coverages, there are other coverages available that would be very beneficial depending on the business operations (e.g. business interruption, liquor liability).
To prevent losses, it is important to know what you are exposed to and create procedures to help prevent the avoidable losses. For example, proper and frequent salting of icy areas during the winter months to avoid slip and falls.
In order to ensure your business does not suffer from a large financial loss, it is important to understand your insurance coverages and ensure it is adequate.
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