Business Insurance That Works as Hard as You Do
From startups to established enterprises, our commercial insurance experts build tailored protection plans that keep your business secure and thriving. Whether you’re running a family farm, managing a professional office, or building homes across Ontario, your business needs more than just basic coverage. At Regal Insurance, we work with a wide network of providers to build insurance solutions that match your risk profile, industry demands, and budget.
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You didn’t build your business with cookie-cutter plans—and your insurance shouldn’t be one either. Regal Insurance Brokers specializes in crafting flexible, affordable commercial insurance for businesses across Ontario. Whether you’re in construction, hospitality, professional services, retail, agriculture, or anything in between, we’ll help you navigate the coverage you need—from liability to cyber protection, commercial property, and beyond.
Whether you’re switching providers or renewing your policy, we’re here to guide you every step of the way.
Ready to see how much you could save? Call now or get your free quote online today.
We don’t believe in one-size-fits-all. Our business insurance solutions are tailored to reflect the unique risks and realities of your operation, whether that means protecting a job site, a storefront, a fleet of vehicles, or a client’s sensitive data. Learn more about coverage options by industry or type below.
We support a diverse range of business sectors including construction contractors, auto service providers, hospitality businesses, farms, real estate agencies, medical offices, and more. Each has unique risks—and we tailor your policy to meet them.
From commercial auto and liability insurance to coverage for business interruption, equipment breakdown, or cyber attacks, we help ensure your operations stay protected and resilient—no matter the challenge.
Connect with our brokers for customized insurance solutions that outdo big providers. Specializing in Ontario commercial insurance, we compare Canada’s top insurers to ensure you receive the right coverage at the best possible price.
Fill out this short form and get your free, no-obligation business insurance quote today!
We partner with Canada’s top auto insurance providers so you can compare quotes side by side, choose the best coverage for your needs, and lock in a competitive rate, without the hassle.
If you think your commercial insurance premiums are too high—you might be right. At Regal Insurance, we work with businesses across Ontario to uncover every eligible discount, build customized policies, and eliminate unnecessary coverage. Whether you’re a sole proprietor, a growing startup, or an established enterprise, our brokers help you get the right protection at the best possible rate.
Here are just some of the business insurance discounts we can help you unlock:
These apply across commercial property, liability, and auto coverage—saving you money where it matters most.
Bundle your commercial property, liability, and business auto insurance under one provider to reduce your total premium.
A clean claims record could qualify your business for preferred pricing.
Stick with your insurer over time and you may earn renewal-based savings.
Businesses with stable operations and risk management history may receive lower rates based on longevity and claims performance.
Pay your premium annually or set up automatic payments for additional savings.
Not all businesses are created equal—and neither are their insurance premiums. Regal helps match your operations to insurer programs designed for your industry.
Tool coverage, liability extensions, and bundled rates built for trades.
Tailored coverage for storefronts, restaurants, and service-based businesses.
Lawyers, consultants, and financial advisors often benefit from lower-risk profiles and pricing.
Businesses managing multiple commercial vehicles may qualify for multi-vehicle or telematics-based savings.
Improve your risk profile and get rewarded by your insurer.
Installing monitored alarms or surveillance? Insurers often reduce premiums for added physical security.
Sprinkler systems, extinguishers, and fire doors can help reduce fire risk—and your premium.
If you’ve implemented firewalls, endpoint detection, or cybersecurity training, you may qualify for cyber policy credits.
Using GPS or telematics in your commercial vehicles? Safe-driving programs can lead to significant business auto savings.
We’ve been helping Ontario businesses get the coverage they need since 1984. As a local, independent brokerage, Regal Insurance puts your interests first. Our team compares quotes across Canada’s top commercial insurers to get you the right coverage, at the right price, with expert advice and zero pressure.
From small business owners to multi-location operations, we tailor every policy to your unique risks, industry, and growth stage, so you’re not overpaying for protection you don’t need.
Serving commercial clients across Kitchener, GTHA, London, and beyond, we’re proud to be the insurance partner Ontario businesses trust.
About UsAlready a Regal Insurance Brokers client? Access the tools you need—fast. Whether you want to file a claim, update your policy, or speak with your broker, we make it easy to stay protected and informed.
Get step-by-step guidance and support when you need it most. Start your claim online or speak to an expert.
Pay your premium with confidence using our secure online payment system.
Log in to view, download, or print your policy documents whenever you need them.
Book a time that works for you to speak with a Regal advisor—virtually or face-to-face.
We work with a wide range of industries including construction, hospitality, retail, agriculture, healthcare, professional services, and more. Whether you run a small local operation or a growing enterprise, we’ll tailor a solution to fit your needs.
Yes. Every industry has unique risks—what works for a farm or contractor won’t suit a tech startup or medical clinic. We’ll help you identify the right mix of liability, property, auto, and specialized coverage for your sector.
General liability covers bodily injury or property damage caused to others. Professional liability (also known as errors & omissions insurance) protects against claims related to advice or services you provide. Many businesses need both.
That depends on your industry, size, assets, and exposure to risk. We’ll work with you to determine adequate limits and ensure your policy grows with your business.
It protects your physical assets—like your building, inventory, or equipment—from events like fire, theft, or weather damage. Even if you rent your space, this coverage can still be critical.
If your business handles sensitive client data, processes payments, or operates online, cyber liability is a smart move. It helps cover costs related to data breaches, hacks, and digital threats.
Absolutely. Bundling property, liability, auto, and other policies often results in cost savings and simplifies your coverage. We’ll help you build a custom package.
Yes—we’re an independent broker, not tied to any one company. We compare quotes from our network of top Canadian insurers to find you the best coverage and price.
It starts with a conversation. We’ll learn about your business, gather some details, and provide you with customized options. From there, we’ll guide you through the application and approval process.
You can contact us directly and we’ll walk you through the process. Our team is here to advocate for you and make sure your claim is handled quickly and fairly.
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