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Business Insurance Hero

Business Insurance in Ontario


Business Insurance That Works as Hard as You Do

From startups to established enterprises, our commercial insurance experts build tailored protection plans that keep your business secure and thriving. Whether you’re running a family farm, managing a professional office, or building homes across Ontario, your business needs more than just basic coverage. At Regal Insurance, we work with a wide network of providers to build insurance solutions that match your risk profile, industry demands, and budget.

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Savings offer! Bundle your commercial policies to save more on your premiums.

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Coverage Built Around Your Business, Not the Other Way Around

You didn’t build your business with cookie-cutter plans—and your insurance shouldn’t be one either. Regal Insurance Brokers specializes in crafting flexible, affordable commercial insurance for businesses across Ontario. Whether you’re in construction, hospitality, professional services, retail, agriculture, or anything in between, we’ll help you navigate the coverage you need—from liability to cyber protection, commercial property, and beyond.

  • Get multiple competitive insurance quotes from Canada’s top insurance providers
  • Tailored coverage for your Ontario business
  • Expert advice from licensed Ontario brokers who understand your needs
  • Fast, no-obligation quotes online or by phone

Whether you’re switching providers or renewing your policy, we’re here to guide you every step of the way.

Ready to see how much you could save? Call now or get your free quote online today.

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Explore Our Business Insurance Coverage

We don’t believe in one-size-fits-all. Our business insurance solutions are tailored to reflect the unique risks and realities of your operation, whether that means protecting a job site, a storefront, a fleet of vehicles, or a client’s sensitive data. Learn more about coverage options by industry or type below.

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Business Insurance Products by Industry

We support a diverse range of business sectors including construction contractors, auto service providers, hospitality businesses, farms, real estate agencies, medical offices, and more. Each has unique risks—and we tailor your policy to meet them.

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Business Insurance Solutions by Product

From commercial auto and liability insurance to coverage for business interruption, equipment breakdown, or cyber attacks, we help ensure your operations stay protected and resilient—no matter the challenge.

Get your business insurance quote today!


Connect with our brokers for customized insurance solutions that outdo big providers. Specializing in Ontario commercial insurance, we compare Canada’s top insurers to ensure you receive the right coverage at the best possible price.

Fill out this short form and get your free, no-obligation commercial property insurance quote today!

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    Ways to Save on Business Insurance

    Your policy shouldn’t cost more than it needs to. We’ll help you identify ways to reduce your premiums without compromising your protection. Here are just some of the insurance discounts we can help you unlock:

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    General Policy Discounts

    These apply to both home and auto insurance, helping you save just for being you.

    • Multi-Policy Discount

      Bundle home and auto—save more.

    • Combined Policy Discount

      One provider. One plan. Big savings.

    • Claims-Free Discount

      No claims? That history could save you money.

    • Mature drivers and homeowners often pay less.

      Age Discount

    • Stay with a provider and save when you renew.

      Renewal Discount

    • Loyalty Discount


      Long-time customers can earn added savings.

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    Home Insurance Discounts

    Lower your home insurance premium with discounts based on your property and lifestyle.

    • New Home Discount

      Newer homes may qualify for reduced rates.

    • Non-Smoker Discount

      A smoke-free home can mean extra savings.

    • Mortgage-Free Discount


      Own your home? That could lower your premium.

    • Preferred Construction Discount


      Certain building materials can reduce risk.

    • Monitored Alarm Discount


      Extra protection, extra savings.

    • Multi-Residence Discount


      Insure multiple properties for added value.

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    Car Insurance Discounts

    Whether you’re a seasoned driver or just have a short commute, we’ll find you ways to save.

    • Multi-Vehicle Discount

      Insure more than one vehicle and save.

    • Driver’s Education Credit
Completed a certified course? You could pay less.

      Driver’s Education Credit
Completed a certified course? You could pay less.

    • Short Commute Discount


      Drive fewer kilometers? Get rewarded.

    • Retiree Discount


      Retired drivers may qualify for special savings.

    • Monitored Alarm Discount

      Extra protection, extra savings.

    • Multi-Residence Discount


      Insure multiple properties for added value.

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    Why Ontario Businesses Trust Regal Insurance Brokers

    Finding the right car insurance can be confusing, but it doesn’t have to be. At Regal Insurance, we take the guesswork out of the process. As your local brokerage, we do the comparison shopping for you, helping you choose a policy that fits your needs, your budget, and your lifestyle.

    We simplify your options and explain what matters—no fine print, no fluff. You get the right coverage at the right price, without doing the legwork.

    Our brokers are licensed experts who actually live and work in Ontario, and we’re with you long after the quote, offering real support when it counts.

    Serving communities across Ontario—including Kitchener, London, Mount Brydges, Cambridge, and Oakville—we’re dedicated to helping you drive with confidence.​

    About Us

    Manage Your Insurance Without the Hassle

    Already a Regal Insurance Brokers client? Access the tools you need—fast. Whether you want to file a claim, update your policy, or speak with your broker, we make it easy to stay protected and informed.

    Our independent claims specialists 
are here to help

    Get step-by-step guidance and support when you need it most. Start your claim online or speak to an expert.

    Make a Claim

    Online payments 
are quick, easy and secure

    Pay your premium with confidence using our secure online payment system.

    Make a Payment

    Access your insurance documents anytime, anywhere

    Log in to view, download, or print your policy documents whenever you need them.

    View My Documents

    Our team members are here to serve you, online or in-person

    Book a time that works for you to speak with a Regal advisor—virtually or face-to-face.

    Get in Touch

    Frequently Asked Questions

    What types of businesses does Regal Insurance work with?

    We work with a wide range of industries including construction, hospitality, retail, agriculture, healthcare, professional services, and more. Whether you run a small local operation or a growing enterprise, we’ll tailor a solution to fit your needs.

    Do I need different insurance based on my industry?

    Yes. Every industry has unique risks—what works for a farm or contractor won’t suit a tech startup or medical clinic. We’ll help you identify the right mix of liability, property, auto, and specialized coverage for your sector.

    What’s the difference between general liability and professional liability?

    General liability covers bodily injury or property damage caused to others. Professional liability (also known as errors & omissions insurance) protects against claims related to advice or services you provide. Many businesses need both.

    How much business insurance do I actually need?

    That depends on your industry, size, assets, and exposure to risk. We’ll work with you to determine adequate limits and ensure your policy grows with your business.

    What does commercial property insurance cover?

    It protects your physical assets—like your building, inventory, or equipment—from events like fire, theft, or weather damage. Even if you rent your space, this coverage can still be critical.

    Is cyber liability insurance really necessary?

    If your business handles sensitive client data, processes payments, or operates online, cyber liability is a smart move. It helps cover costs related to data breaches, hacks, and digital threats.

    Can I bundle business insurance policies?

    Absolutely. Bundling property, liability, auto, and other policies often results in cost savings and simplifies your coverage. We’ll help you build a custom package.

    Does Regal offer quotes from multiple insurers?

    Yes—we’re an independent broker, not tied to any one company. We compare quotes from our network of top Canadian insurers to find you the best coverage and price.

    What’s the process for getting insured?

    It starts with a conversation. We’ll learn about your business, gather some details, and provide you with customized options. From there, we’ll guide you through the application and approval process.

    How do I file a claim with Regal?

    You can contact us directly and we’ll walk you through the process. Our team is here to advocate for you and make sure your claim is handled quickly and fairly.

    Stay Informed with Expert Insurance Insights

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