When it comes to life insurance, you have options to consider. One of them is term life insurance. Unlike whole life and universal life, a term insurance policy covers you for a specific time period, such as 5, 10, 15, or 30 years. However, there are other differences between these types of policies.
When you take out term life insurance, you are taking out the easiest and most affordable life insurance on the market. Term insurance is a good option if you’re only looking for temporary insurance. In the event of death; pay off your mortgage, provide for your children—if you plan to retire and only need coverage until you stop working. Some policy owners choose term life insurance as temporary or additional coverage to a permanent life policy. In any case, a term insurance policy can be converted to a whole life insurance policy.
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