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From navigating daily traffic downtown to weekend theatre trips and drives through Perth County, Regal Insurance helps Stratford drivers stay protected on the road. Whether you’re insuring your first car, covering multiple vehicles, or renewing your policy, our brokers make it easy to compare quotes, understand coverage, and lock in the right plan for you.
Our Stratford brokers help you unlock discounts, from safe-driver and multi-vehicle savings to home and auto bundles, so you get the coverage you need at a price that makes sense. With local expertise, we know the risks Stratford drivers face every day—from busy commutes to winter road conditions—and tailor coverage to match.
Managing your car insurance shouldn’t be a hassle. At Regal, you can get a quote, adjust your coverage, and renew your policy online anytime—or connect with a local Stratford broker when you’d rather talk it through.
We partner with Canada’s top auto insurance providers so you can compare quotes side by side, choose the best coverage for your needs, and lock in a competitive rate, without the hassle.
In Stratford, auto insurance isn’t optional—it’s the law. But understanding your coverage helps you feel prepared when the unexpected happens. From navigating downtown traffic to weekend trips to the Festival Theatre or drives through Perth County, the right policy ensures you’re protected wherever the road takes you.
Our Stratford team takes the time to sit down with you, listen to your needs, and explain your options in plain language. Whether you’re insuring your first car, protecting a growing business, or planning for the future, we’ll build a policy around you, not the other way around.
Provides compensation if you’re injured in a car accident, regardless of who was at fault. This includes coverage for medical treatment, rehabilitation, income replacement, attendant care, and other benefits related to recovery. You can customize or increase these benefits based on your needs.
DCPD Covers damage to your vehicle and its contents when another driver is at fault, provided the accident occurs in Ontario and the other driver is insured. Rather than going through the other person’s insurer, you deal directly with your own, which simplifies the claims process.
Protects you if you’re involved in a hit-and-run or a collision with an uninsured driver. It provides coverage for injuries to you or your passengers, and may also cover damage to your vehicle caused by an uninsured motorist.
Covers the cost of repairing or replacing your own car if you’re involved in a collision, whether you’re at fault or not. This includes accidents with other vehicles or objects like guardrails, poles, or curbs.
Protects your vehicle from non-collision-related damage, such as theft, vandalism, fire, falling objects, or severe weather events (like hail or flooding). If something unexpected happens when you’re not driving, this is the coverage that steps in.
Covers the cost of a rental car or alternative transportation if your vehicle is being repaired due to a covered claim (like collision or comprehensive damage). This keeps you mobile while your car is in the shop.
Provides help if you’re stranded on the road. Depending on the insurer, this can include towing, battery boosts, flat tire changes, lockout assistance, and fuel delivery. It’s a convenient add-on that gives peace of mind during unexpected breakdowns.
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Regal Insurance is your independent Ontario auto broker, focused on people, not platforms. We’re not just another insurance comparison site. Our licensed brokers work for you, not the insurers, delivering smarter guidance and better rates.
A Regal Insurance Broker will help you compare quotes from trusted Canadian providers, avoid unnecessary coverage and save money on your premiums. Speak with real experts who understand Ontario roads
From quote to claim, Regal is with you every step of the way, whether online, by phone, or in person.
Proudly serving drivers across Ontario—from Kitchener and London to Mount Brydges, Cambridge, and Oakville—we’re committed to helping you drive protected.
Regal Insurance makes it simple to get reliable coverage no matter where you live. With local expertise and digital convenience, our brokers are here to support drivers across every community we serve.
Car insurance rates in Stratford depend on your driving history, the vehicle you drive, and how often you use it. Location also plays a role, with commuting on Erie Street, Ontario Street, or Highway 7/8 influencing premiums. On average, Stratford drivers pay rates close to the Ontario provincial average, but Regal Insurance helps reduce costs by comparing quotes from Canada’s top insurers to find the best coverage for your needs and budget.
Yes. Many Stratford residents save by bundling their home and auto insurance together. Bundling lowers overall premiums and makes managing policies easier. Whether you live near the Festival Theatre, downtown, or in surrounding Perth County, Regal Insurance brokers will find bundle-and-save options that suit your lifestyle.
Stratford drivers can access a variety of discounts to help lower auto insurance costs. Safe driver discounts, multi-vehicle savings, and loyalty rewards are the most common. Additional discounts may be available for winter tires, security systems, or bundling multiple policies. Regal brokers review all options to ensure Stratford clients receive every discount they qualify for.
Yes, commute patterns affect premiums. Regular driving on Highway 7/8, Erie Street, or into Kitchener-Waterloo means more time on busy roads, which insurers consider when setting rates. Regal brokers help Stratford drivers find policies that reflect their commute while keeping costs manageable.
Switching to Regal is simple. Start with a free quote online or over the phone, and our brokers will compare rates from Canada’s leading insurers. If you choose to switch, Regal will handle the process, including cancelling your old policy and setting up your new one so there’s no lapse in coverage. Many Stratford drivers make the switch at renewal, but you can also switch mid-policy if it saves you money.
No. Regal Insurance is an independent brokerage that works with many of Canada’s top insurers. This independence means our Stratford brokers are not tied to one company, giving you more choice. We compare multiple policies to secure the right balance of coverage and cost.
Buying car insurance online can be convenient, but working with a local Stratford broker offers expert guidance and personal service. With Regal, you can start online, by phone, or in person, and our brokers will explain your coverage in detail so you know exactly what you are paying for. Many Stratford drivers prefer the reassurance of having a trusted local advisor to help with claims and policy changes.
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