As a web developer, you may not think to invest in Web Developer insurance as you may not associate computer work with danger. Perhaps having a client signature on a custom contract has lulled you into a false sense of security. Also, as a hardworking professional, you want to believe you can make client relationships work and projects run smoothly. Make no mistake: Web Developer insurance can help you manage a bulletproof business.
Contracts don’t alleviate web professionals from liability. Disputes over things like copyright infringement and code ownership can arise. Sound software development insurance and app development insurance provide liability coverage that can help keep your business on track should a client make a claim against you. It can also protect you from unsatisfied clients threatening legal action.
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Employees in this field can make mistakes or create work that dissatisfies the customer. In some cases, work done by professionals in this field may even hurt the brand or reputation of the company resulting in a loss of income for that company. For many professionals in this industry, copyright is another exposure that can result in a large financial loss.
Professional Liability Insurance, Cyber & Privacy Coverage and Commercial General Liability would be the main coverages for a professional in this field to obtain. Those who own a location that they operate their business out of should also obtain Commercial Property Insurance.
Yes, a homeowner policy does not cover business activities and therefore you will need to set up business insurance regardless of where you operate your out of.
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