Providing reliable lawn care and maintenance for homes and businesses comes with its share of risks. Whether you’re a single-operator who works door to door, or a large-scale landscape operation, the daily demands of your industry leave you vulnerable to several risks and hazards. On the plus side, you’ve come to the right place for securing landscaping insurance!
Your landscaping business insurance policy will offer you many forms of protection. These include:
General Liability Insurance
This will come in handy in the event of property damage. Let’s say you or one of your team members accidentally damages a pot light or a sprinkler. Or that your actions result in flooding or electrical failure. This landscaping liability insurance has you covered.
Pollution Liability Insurance
Part of your job requires the management of pollution on a customer’s property. This part of your policy will guard you against liabilities arising from hazards like contamination or illness caused by fertilizers or chemicals, and pipe damage that causes contamination.
Commercial Vehicle Insurance
Your job requires you to be constantly on the road. Since your personal auto insurance won’t protect you from accidents that occur while on the job, this form of landscaping liability insurance is a must.
Equipment Breakdown Insurance
This type of landscaping business insurance covers you against:
Tools Coverage
Protects your work tools like lawnmowers, chainsaws, and blowers against theft and other losses.
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