Don’t Let Water Damage Send Your Finances Down the Drain
It’s official: water damage has surpassed fire as Canada’s leading cause of personal property claims. Costing Canadians $1.7 billion per year, water damage to your property can drain you—financially, emotionally, even physically. With so much unpredictable weather these days, you might be wondering if your homeowners policy includes water insurance. The short answer? It depends. Not all water damage is created equally and coverage depends on the type of damage to your property. Most policies will cover repair costs for when a sudden escape of water damages your home. A washing machine overflowing, for example, or the rupture of a hot water tank.
Whether or not you live in a high-risk flood zone, there are four types of water damage related to floods and sewers. Find out more about the difference between flood and sewer backup
This water insurance protects you against damage caused by the overflow of a lake or river, heavy rain or rapid snowmelt entering your house at or above ground level.
This water coverage option protects you when water enters your home suddenly and accidentally through a basement wall, foundation or through the floor.
Get water coverage insurance for when water backs up and flows into your home from municipal sewer systems, private septic tanks or sump pump failure.
If sewer and water lines break, tear or rupture, this water insurance repairs or replaces water service and sewer lines.
Learn More About Water Coverage
Each insurer handles water risks differently, learn more about the specific coverage offered by your insurance provider and make sure you are protected in the event of a claim.
Get Your Water Coverage Insurance Quote
Water damage is a growing concern and a complex issue. But you can protect yourself. Our network of independent brokers can guide you through the sometimes bewildering maze that is water coverage insurance and everything you need to know about sewer backup coverage. Talk to a broker today about endorsements, add-ons and riders available for your policy.
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