HVAC Contractor Insurance

The installation, repair and maintenance of heating, air conditioning and ventilation systems is an involved and technical business. Each day comes with new risks and challenges that require you to have sound protection well in advance. A fire could occur after a simple oversight while working on the job. Your truck could be broken into, and valuable tools stolen. With this being the case, you require an HVAC contractor insurance policy to protect yourself and your subcontractors.

At Regal Insurance Brokers, we have years and years of experience providing HVAC contractor insurance and will work with you to create a policy that protects you against all unforeseen liabilities. As one of our customers, you can arrive on the job site with total confidence that you are immune to risks and hazards like fire, accidents and theft. All thanks to your HVAC contractor insurance.

Call Regal for your no obligation quote today!

HVAC Business Insurance

Your HVAC business Insurance will be tailored to meet the specific needs of your work. Completely customizable for your particular business, Regal works with contractors in:

  • Residential HVAC
  • Commercial & Industrial HVAC
  • Specialty HVAC
  • Subcontractors
  • Home Maintenance
  • Repair
  • Renovation
  • Improvement Businesses

HVAC business insurance coverage comes in many forms. Your policy will provide:

General HVAC Liability Insurance

Coverage for water damage, heating or air conditioning system leaks, damaged boilers, electrical malfunction and fire.

Commercial Vehicle Insurance

Primarily covers damages that occur while an employee is driving a company vehicle, and the costs of a rental.

Equipment Breakdown Insurance

Includes loss of equipment, loss of business (work stoppages and downtime resulting from equipment breakdown), and recovery expenses (covers additional costs incurred after a work stoppage).

Tools Coverage

Protects the tools you use from loss, theft or other events resulting in their destruction or absence. Also protects your pumps, charging stations, and gauges.


Your Regal Broker will discuss all other HVAC insurance coverage requirements you may have, and make sure to add them to your policy when necessary.

HVAC Insurance Quotes

An HVAC Insurance Quote from Regal will guarantee that you and your work are protected. Call us today, and arrive at the job site with peace of mind.