Cell-phone driving ban now in effect

Eyes on the road – hands on the wheel

Keep your eyes on the road and your hands on the wheel. Ontario is now the fourth province to ban hand-held wireless communication devices or any hand-held electronic entertainment devices while driving. read more

The Importance Of Insuring To Value

Insurance brokers

Replacement Value vs. Market Value

Why isn’t it the same?
Replacement is very different from market value or tax assessment value. Insurance premiums are not based on the current resale value of your home, but on the cost to rebuild and/or replace more

Get To Know Your Oil Heating Fuel Tank

Ontario has the lowest standards for oil tank thickness in Canada, according to government regulations. Most insurance companies provide coverage in other provinces and may have higher standards then the provincial regulations in Ontario. read more

Coverage For Your Home-Based Business

home business insurance

If you run a business out of your home, you should take note that your homeowners, condominium or tenants policy does not automatically protect your business. In most cases, it does not. In fact, unless your insurance company is aware of your home-based business, you may even void your home policy.

read more